Vsrctv std tcd icr art compl at Banner Desert Medical Center

1400 South Dobson Road, Mesa, AZ · Banner Health · · NPI 1720011810

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$377.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,539.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$217.08 with Blue Cross Blue Shield of Arizona vs $1,154.25 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $217.08 ↓ -42%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $217.08 ↓ -42%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $231.56 ↓ -39%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $243.13 ↓ -36%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $289.45 ↓ -23%
Blue Cross Blue Shield of Arizona Commercial $289.45 ↓ -23%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $289.45 ↓ -23%
Aetna Medicare Advantage $307.80 ↓ -18%
Arizona Physicians IPA Medicaid $323.19 ↓ -14%
Health Net Medicaid $323.19 ↓ -14%
Mercy Care Mercy Medicaid $323.19 ↓ -14%
Aetna Qualified Health Plan $390.91 ↑ +4%
Health Choice Arizona, Inc. Medicare Advantage $461.70 ↑ +22%
Aetna Banner Employee Plans $517.10 ↑ +37%
Hospice of the Valley Medicare $538.65 ↑ +43%
Arizona Priority Care Medicare Advantage $615.60 ↑ +63%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $692.55 ↑ +84%
Plotkin Health Plotkin Health $692.55 ↑ +84%
Aetna Joint Venture $711.02 ↑ +89%
United Healthcare UHC Doctor's Plan $746.41 ↑ +98%
Aetna Designated Group $755.65 ↑ +100%
Oscar Health Plan Commercial $769.50 ↑ +104%
Health Choice Arizona, Inc. ACA Health Plan $769.50 ↑ +104%
Health Net Medicare $769.50 ↑ +104%
United Healthcare UHC Core $780.27 ↑ +107%
Aetna Medical Rental $811.05 ↑ +115%
United Healthcare Commercial $821.83 ↑ +118%
Quiktrip Corporation Commercial $831.06 ↑ +120%
Health Net Commerical Exchange Product $831.06 ↑ +120%
Aetna Broad Network $888.00 ↑ +136%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,011.12 ↑ +168%
Cigna Healthcare of Arizona, Inc. Commercial $1,057.29 ↑ +180%
Arizona Medical Network Commercial $1,077.30 ↑ +186%
Provider Network of America Commercial $1,154.25 ↑ +206%

Visitor-reported prices

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Vsrctv std tcd icr art compl at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Baywood Medical Center Mesa $275.48 $217.08 – $1,154.25
Banner Heart Hospital Mesa $307.80 $182.04 – $1,154.25
Banner University Medical Center Phoenix Phoenix $409.37 $84.46 – $1,154.25
Banner University Medical Center Tucson Tucson $261.71 $164.60 – $658.40
St. Joseph’s Hospital and Medical Center Phoenix $454.20 $225.91 – $939.31

All Arizona hospitals for this procedure →