Treponema pallidum antibody at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$14.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$74.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.24 with Care 1st vs $60.66 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $13.24 ↓ -6%
Gila River Health Care Corporation Managed Care Program $13.24 ↓ -6%
United Healthcare Medicare Advantage $13.24 ↓ -6%
UPMC Health Plan Medicare Advantage $13.24 ↓ -6%
Blue Cross Blue Shield of Arizona Medicare Advantage $13.24 ↓ -6%
Banner University Health Plan University Family Plan $13.24 ↓ -6%
Banner University Health Plan AZ Medicaid - AHCCCS $13.24 ↓ -6%
Banner University Health Plan University Care Advantage $13.24 ↓ -6%
Banner University Health Plan Medicare Advantage $13.24 ↓ -6%
Mercy Care Medicaid $13.24 ↓ -6%
Mercy Care Mercy Care Advantage $13.24 ↓ -6%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $13.24 ↓ -6%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $13.24 ↓ -6%
Aetna Medicare Advantage $13.24 ↓ -6%
Banner Health Medicare Advantage $13.24 ↓ -6%
Health Choice Arizona, Inc. Medicaid $13.24 ↓ -6%
Health Choice Arizona, Inc. Medicare Advantage $13.24 ↓ -6%
Kaiser Foundation Health Plan Medicare Advantage $13.24 ↓ -6%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $13.24 ↓ -6%
Health Net Medicare $13.24 ↓ -6%
Health Net Medicaid $13.24 ↓ -6%
Wellpoint Medicare Advantage HMO $13.24 ↓ -6%
Arizona Physicians IPA Medicaid $13.24 ↓ -6%
Arizona Physicians IPA Medicare Advantage $13.24 ↓ -6%
Aetna Banner Employee Plans $13.44 ↓ -4%
Humana Medicare Advantage $13.64 ↓ -3%
Carelon Medicare Advantage $13.90 ↓ -1%
Devoted Health Services Medicare Advantage $13.90 ↓ -1%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $14.56 ↑ +4%
Gold Kidney Health Plan Medicare Advantage $14.56 ↑ +4%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $17.70 ↑ +26%
NaphCare Federal $17.87 ↑ +27%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $18.00 ↑ +28%
Plotkin Health Plotkin Health $18.00 ↑ +28%
Aetna Qualified Health Plan $18.01 ↑ +28%
United Healthcare Individual Exchange $18.54 ↑ +32%
Health Net Commerical Exchange Product $19.60 ↑ +39%
Health Choice Arizona, Inc. ACA Health Plan $19.86 ↑ +41%
Aetna Medical Rental $21.08 ↑ +50%
Quiktrip Corporation Commercial $21.60 ↑ +54%
Oscar Health Plan Commercial $21.85 ↑ +55%
Cigna Healthcare of Arizona, Inc. LocalFlex $23.25 ↑ +65%
United Healthcare UHC Doctor's Plan $24.49 ↑ +74%
Cigna Healthcare of Arizona, Inc. Commercial $25.83 ↑ +84%
United Healthcare UHC Core $27.07 ↑ +93%
Arizona Medical Network Commercial $28.00 ↑ +99%
United Healthcare Commercial $29.79 ↑ +112%
Provider Network of America Commercial $30.00 ↑ +113%
Aetna Joint Venture $44.46 ↑ +216%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $45.50 ↑ +224%
Aetna Designated Group $47.24 ↑ +236%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $48.53 ↑ +245%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $50.96 ↑ +262%
Aetna Broad Network $55.58 ↑ +295%
Blue Cross Blue Shield of Arizona Commercial $60.66 ↑ +331%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $60.66 ↑ +331%

Visitor-reported prices

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Treponema pallidum antibody at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $18.13 $13.24 – $30.00
Arizona General Hospital Laveen Phoenix $35.27 $7.94 – $67.00
St. Joseph’s Hospital and Medical Center Phoenix $69.15 $5.56 – $57.67
Mercy Gilbert Medical Center Gilbert $13.03 $7.42 – $40.78
Banner University Medical Center Tucson Tucson $15.91 $13.24 – $32.00
Banner University Medical Center South Tucson $10.06 $13.24 – $32.00
Banner Baywood Medical Center Mesa $12.43 $13.24 – $30.00
Banner Behavioral Health Hospital Scottsdale $43.36 $13.24 – $37.10

All Arizona hospitals for this procedure →