Treponema pallidum antibody at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$18.13

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$74.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.24 with Aetna vs $60.66 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $13.24 ↓ -27%
Gila River Health Care Corporation Managed Care Program $13.24 ↓ -27%
Humana Medicare Advantage $13.24 ↓ -27%
Arizona Physicians IPA Medicare Advantage $13.24 ↓ -27%
Arizona Physicians IPA Medicaid $13.24 ↓ -27%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $13.24 ↓ -27%
Blue Cross Blue Shield of Arizona Medicare Advantage $13.24 ↓ -27%
Kaiser Foundation Health Plan Medicare Advantage $13.24 ↓ -27%
Health Choice Arizona, Inc. Medicare Advantage $13.24 ↓ -27%
Banner University Health Plan AZ Medicaid - AHCCCS $13.24 ↓ -27%
Banner University Health Plan University Care Advantage $13.24 ↓ -27%
Mercy Care Mercy Medicaid $13.24 ↓ -27%
Mercy Care Mercy Care Advantage $13.24 ↓ -27%
Health Choice Arizona, Inc. Medicaid $13.24 ↓ -27%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $13.24 ↓ -27%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $13.24 ↓ -27%
Banner Health Medicare Advantage $13.24 ↓ -27%
Care 1st Medicare Advantage $13.24 ↓ -27%
Wellpoint Medicare Advantage HMO $13.24 ↓ -27%
United Healthcare UHC Medicare Advantage $13.24 ↓ -27%
UPMC Health Plan Medicare Advantage $13.24 ↓ -27%
Health Net Medicaid $13.24 ↓ -27%
Health Net Medicare $13.24 ↓ -27%
Aetna Banner Employee Plans $13.44 ↓ -26%
Devoted Health Services Medicare Advantage $13.90 ↓ -23%
Carelon Medicare Advantage $13.90 ↓ -23%
Hospice of the Valley Medicare $14.00 ↓ -23%
Gold Kidney Health Plan Medicare Advantage $14.56 ↓ -20%
Arizona Priority Care Medicare Advantage $14.56 ↓ -20%
NaphCare Federal Prison System $17.87 ↓ -1%
Plotkin Health Plotkin Health $18.00 ↓ -1%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $18.00 ↓ -1%
Aetna Qualified Health Plan $18.01 ↓ -1%
United Healthcare Individual Exchange $18.54 ↑ +2%
Health Net Commerical Exchange Product $19.60 ↑ +8%
Health Choice Arizona, Inc. ACA Health Plan $19.86 ↑ +10%
Aetna Medical Rental $21.08 ↑ +16%
Quiktrip Corporation Commercial $21.60 ↑ +19%
Oscar Health Plan Commercial $21.85 ↑ +21%
Cigna Healthcare of Arizona, Inc. LocalFlex $23.25 ↑ +28%
United Healthcare UHC Doctor's Plan $24.49 ↑ +35%
Cigna Healthcare of Arizona, Inc. Commercial $25.83 ↑ +42%
United Healthcare UHC Core $27.07 ↑ +49%
Arizona Medical Network Commercial $28.00 ↑ +54%
United Healthcare Commercial $29.79 ↑ +64%
Provider Network of America Commercial $30.00 ↑ +65%
Aetna Joint Venture $44.46 ↑ +145%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $45.50 ↑ +151%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $45.50 ↑ +151%
Aetna Designated Group $47.24 ↑ +161%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $48.53 ↑ +168%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $50.96 ↑ +181%
Aetna Broad Network $55.58 ↑ +207%
Blue Cross Blue Shield of Arizona Commercial $60.66 ↑ +235%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $60.66 ↑ +235%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $60.66 ↑ +235%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Treponema pallidum antibody at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $14.06 $13.24 – $30.00
Arizona General Hospital Laveen Phoenix $35.27 $7.94 – $67.00
St. Joseph’s Hospital and Medical Center Phoenix $69.15 $5.56 – $57.67
Mercy Gilbert Medical Center Gilbert $13.03 $7.42 – $40.78
Banner University Medical Center Tucson Tucson $15.91 $13.24 – $32.00
Banner University Medical Center South Tucson $10.06 $13.24 – $32.00
Banner Baywood Medical Center Mesa $12.43 $13.24 – $30.00
Banner Behavioral Health Hospital Scottsdale $43.36 $13.24 – $37.10

All Arizona hospitals for this procedure →