Surgical pathology level 2 gross & microscopic examination at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$35.86
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$129.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$17.89 with Banner University Health Plan vs $138.61 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner University Health Plan | AZ Medicaid - AHCCCS | $17.89 | ↓ -50% |
| Arizona Physicians IPA | Medicaid | $17.89 | ↓ -50% |
| Health Net | Medicaid | $17.89 | ↓ -50% |
| Banner University Health Plan | University Family Plan | $17.89 | ↓ -50% |
| Health Choice Arizona, Inc. | Medicaid | $17.89 | ↓ -50% |
| Mercy Care | Medicaid | $17.89 | ↓ -50% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $40.44 | ↑ +13% |
| Care 1st | Medicare Advantage | $41.83 | ↑ +17% |
| Gila River Health Care Corporation | Managed Care Program | $41.83 | ↑ +17% |
| United Healthcare | Medicare Advantage | $41.83 | ↑ +17% |
| UPMC Health Plan | Medicare Advantage | $41.83 | ↑ +17% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $41.83 | ↑ +17% |
| Banner University Health Plan | University Care Advantage | $41.83 | ↑ +17% |
| Banner University Health Plan | Medicare Advantage | $41.83 | ↑ +17% |
| Mercy Care | Mercy Care Advantage | $41.83 | ↑ +17% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $41.83 | ↑ +17% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $41.83 | ↑ +17% |
| Aetna | Medicare Advantage | $41.83 | ↑ +17% |
| Banner Health | Medicare Advantage | $41.83 | ↑ +17% |
| Health Choice Arizona, Inc. | Medicare Advantage | $41.83 | ↑ +17% |
| Kaiser Foundation Health Plan | Medicare Advantage | $41.83 | ↑ +17% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $41.83 | ↑ +17% |
| Health Net | Medicare | $41.83 | ↑ +17% |
| Wellpoint | Medicare Advantage HMO | $41.83 | ↑ +17% |
| Arizona Physicians IPA | Medicare Advantage | $41.83 | ↑ +17% |
| Humana | Medicare Advantage | $43.08 | ↑ +20% |
| Aetna | Banner Employee Plans | $43.34 | ↑ +21% |
| Devoted Health Services | Medicare Advantage | $43.92 | ↑ +22% |
| Carelon | Medicare Advantage | $43.92 | ↑ +22% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $45.41 | ↑ +27% |
| United Healthcare | UHC Doctor's Plan | $45.63 | ↑ +27% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $46.01 | ↑ +28% |
| Gold Kidney Health Plan | Medicare Advantage | $46.01 | ↑ +28% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $50.46 | ↑ +41% |
| United Healthcare | UHC Core | $51.59 | ↑ +44% |
| United Healthcare | Commercial | $55.52 | ↑ +55% |
| NaphCare | Federal | $56.47 | ↑ +57% |
| Aetna | Qualified Health Plan | $56.89 | ↑ +59% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $58.05 | ↑ +62% |
| Plotkin Health | Plotkin Health | $58.05 | ↑ +62% |
| United Healthcare | Individual Exchange | $58.56 | ↑ +63% |
| Health Net | Commerical Exchange Product | $61.91 | ↑ +73% |
| Health Choice Arizona, Inc. | ACA Health Plan | $62.74 | ↑ +75% |
| Aetna | Medical Rental | $67.98 | ↑ +90% |
| Oscar Health Plan | Commercial | $69.02 | ↑ +92% |
| Quiktrip Corporation | Commercial | $69.66 | ↑ +94% |
| Arizona Medical Network | Commercial | $90.30 | ↑ +152% |
| Provider Network of America | Commercial | $96.75 | ↑ +170% |
| Aetna | Joint Venture | $103.29 | ↑ +188% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $103.95 | ↑ +190% |
| Aetna | Designated Group | $109.75 | ↑ +206% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $110.88 | ↑ +209% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $116.43 | ↑ +225% |
| Aetna | Broad Network | $129.13 | ↑ +260% |
| Blue Cross Blue Shield of Arizona | Commercial | $138.61 | ↑ +287% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $138.61 | ↑ +287% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Surgical pathology level 2 gross & microscopic examination at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $31.86 | $17.89 – $96.75 |
| Arizona General Hospital Laveen | Phoenix | $123.44 | $17.02 – $440.37 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $133.70 | $11.92 – $276.50 |
| Mercy Gilbert Medical Center | Gilbert | $269.13 | $23.38 – $128.59 |
| Banner University Medical Center Tucson | Tucson | $29.15 | $17.89 – $88.00 |
| Banner University Medical Center South | Tucson | $30.91 | $17.89 – $88.00 |
| Banner Baywood Medical Center | Mesa | $28.38 | $17.89 – $96.75 |
| Banner Boswell Medical Center | Sun City | $28.25 | $17.89 – $103.20 |