Surgical pathology level 2 gross & microscopic examination at Arizona General Hospital Laveen

7171 S 51st Ave, Phoenix, AZ · CommonSpirit Health · · NPI 1154748416

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$123.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$539.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.02 with United vs $440.37 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Options $17.02 ↓ -86%
United Commercial|Navigate $17.02 ↓ -86%
United Commercial|All Other Plans $17.02 ↓ -86%
Mercy Care Medicaid|All Plans $35.05 ↓ -72%
Health Choice Medicaid|All Plans $35.05 ↓ -72%
United Medicaid|All Plans $35.05 ↓ -72%
Humana Medicare|All Plans $41.83 ↓ -66%
Mercy Care Medicare|All Plans $41.83 ↓ -66%
WellCare Medicare|All Plans $41.83 ↓ -66%
Alignment Health Medicare|All Plans $41.83 ↓ -66%
Health Choice Medicare|All Plans $41.83 ↓ -66%
BCBS - AZ Medicare|All Plans $42.25 ↓ -66%
Fresenius Medicare|All Plans $42.67 ↓ -65%
United Medicare|All Plans $42.88 ↓ -65%
Devoted HP Medicare|All Plans $43.09 ↓ -65%
BCBS - AZ Commercial|MaricopaFocus $65.19 ↓ -47%
BCBS - AZ Commercial|Neighborhood $65.19 ↓ -47%
Cigna Commercial|PPO $77.31 ↓ -37%
Cigna Commercial|All Other Plans $77.31 ↓ -37%
BCBS - AZ Commercial|All Other Plans $86.90 ↓ -30%
Aetna Commercial|PPO $116.73 ↓ -5%
Aetna Commercial|All Other Plans $116.73 ↓ -5%
Coventry Commercial|All Plans $285.67 ↑ +131%
Multiplan Commercial|All Plans $440.37 ↑ +257%

Visitor-reported prices

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Surgical pathology level 2 gross & microscopic examination at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $35.86 $17.89 – $96.75
Banner Estrella Medical Center Phoenix $31.86 $17.89 – $96.75
St. Joseph’s Hospital and Medical Center Phoenix $133.70 $11.92 – $276.50
Mercy Gilbert Medical Center Gilbert $269.13 $23.38 – $128.59
Banner University Medical Center Tucson Tucson $29.15 $17.89 – $88.00
Banner University Medical Center South Tucson $30.91 $17.89 – $88.00
Banner Baywood Medical Center Mesa $28.38 $17.89 – $96.75
Banner Boswell Medical Center Sun City $28.25 $17.89 – $103.20

All Arizona hospitals for this procedure →