So neo gsap dna mcrstl ins at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$750.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,691.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$879.96 with Aetna vs $3,558.75 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Banner Employee Plans | $879.96 | ↑ +17% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $896.87 | ↑ +19% |
| UPMC Health Plan | Medicare Advantage | $896.87 | ↑ +19% |
| United Healthcare | UHC Medicare Advantage | $896.87 | ↑ +19% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $896.87 | ↑ +19% |
| Aetna | Medicare Advantage | $896.87 | ↑ +19% |
| Mercy Care | Mercy Care Advantage | $896.87 | ↑ +19% |
| Arizona Physicians IPA | Medicaid | $896.87 | ↑ +19% |
| Arizona Physicians IPA | Medicare Advantage | $896.87 | ↑ +19% |
| Mercy Care | Medicaid | $896.87 | ↑ +19% |
| Banner Health | Medicare Advantage | $896.87 | ↑ +19% |
| Banner University Health Plan | University Care Advantage | $896.87 | ↑ +19% |
| Banner University Health Plan | University Family Plan | $896.87 | ↑ +19% |
| Kaiser Foundation Health Plan | Medicare Advantage | $896.87 | ↑ +19% |
| Health Net | Medicare | $896.87 | ↑ +19% |
| Health Net | Medicaid | $896.87 | ↑ +19% |
| Health Choice Arizona, Inc. | Medicare Advantage | $896.87 | ↑ +19% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $896.87 | ↑ +19% |
| Health Choice Arizona, Inc. | Medicaid | $896.87 | ↑ +19% |
| Care 1st | Medicare Advantage | $896.87 | ↑ +19% |
| Wellpoint (fka Amerigroup) | Medicare Advantage HMO | $896.87 | ↑ +19% |
| Gila River Health Care Corporation | Managed Care Program | $896.87 | ↑ +19% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $896.87 | ↑ +19% |
| Humana | Medicare Advantage | $923.78 | ↑ +23% |
| Devoted Health Services | Medicare Advantage | $941.71 | ↑ +25% |
| Carekin | Medicare Advantage | $941.71 | ↑ +25% |
| Gold Kidney Health Plan | Medicare Advantage | $986.56 | ↑ +31% |
| Arizona Priority Care | Medicare Advantage | $986.56 | ↑ +31% |
| NaphCare, Inc. | Federal | $1,210.77 | ↑ +61% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,210.95 | ↑ +61% |
| Plotkin Health | Plotkin Health | $1,210.95 | ↑ +61% |
| Aetna | Joint Venture | $1,262.08 | ↑ +68% |
| United Healthcare | UHC Core | $1,282.52 | ↑ +71% |
| United Healthcare | Individual Exchange | $1,300.46 | ↑ +73% |
| Aetna | Designated Group | $1,342.81 | ↑ +79% |
| United Healthcare | Commercial | $1,345.31 | ↑ +79% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,345.31 | ↑ +79% |
| Health Net | Commerical Exchange Product | $1,354.27 | ↑ +80% |
| Aetna | Medical Rental | $1,380.48 | ↑ +84% |
| Quiktrip Corporation | Commercial | $1,439.68 | ↑ +92% |
| Oscar Health Plan | Commercial | $1,479.84 | ↑ +97% |
| Aetna | Broad Network | $1,579.62 | ↑ +110% |
| United Healthcare | UHC Doctor's Plan | $1,634.54 | ↑ +118% |
| Arizona Medical Network | Commercial | $1,730.31 | ↑ +130% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,757.65 | ↑ +134% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,952.95 | ↑ +160% |
| Provider Network of America | Commercial | $2,018.25 | ↑ +169% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $2,620.11 | ↑ +249% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $2,794.79 | ↑ +272% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $2,934.53 | ↑ +291% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $3,493.48 | ↑ +365% |
| Blue Cross Blue Shield of Arizona | Commercial | $3,493.48 | ↑ +365% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $3,558.75 | ↑ +374% |
Visitor-reported prices
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So neo gsap dna mcrstl ins at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Tucson | Tucson | $653.91 | $896.87 – $1,479.84 |
| Banner Boswell Medical Center | Sun City | $610.86 | $896.87 – $1,479.84 |
| Banner Del Webb Medical Center | Sun City West | $479.00 | $896.87 – $1,479.84 |
| Banner Thunderbird Medical Center | Glendale | $583.95 | $896.87 – $1,479.84 |