healthcosts.net

So neo gsap dna mcrstl ins at Banner Thunderbird Medical Center

5555 West Thunderbird Road, Glendale, AZ · Banner Health · · NPI 1154355188

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,053.75

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,856.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.99 with Mercy Care vs $3,642.00 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Mercy Care Advantage/Mercy Care Plan $72.99 ↓ -93%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $656.25 ↓ -38%
Banner University Health Plan Medicare Advantage $896.87 ↓ -15%
Aetna Medicare Advantage $896.87 ↓ -15%
Arizona Physicians IPA Medicare Advantage $896.87 ↓ -15%
Banner Health Medicare Advantage $896.87 ↓ -15%
Blue Cross Blue Shield of Arizona Medicare Advantage $896.87 ↓ -15%
Care 1st Medicare Advantage $896.87 ↓ -15%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $896.87 ↓ -15%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $896.87 ↓ -15%
Gila River Health Care Corporation Managed Care Program $896.87 ↓ -15%
Health Choice Arizona, Inc. Medicare Advantage $896.87 ↓ -15%
Kaiser Foundation Health Plan Medicare Advantage $896.87 ↓ -15%
Mercy Care Mercy Care Advantage $896.87 ↓ -15%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $896.87 ↓ -15%
United Healthcare Medicare Advantage $896.87 ↓ -15%
UPMC Health Plan Medicare Advantage $896.87 ↓ -15%
Wellpoint Medicare Advantage HMO $896.87 ↓ -15%
Humana Medicare Advantage $923.78 ↓ -12%
Devoted Health Services Medicare Advantage $941.71 ↓ -11%
Carelon Medicare Advantage $941.71 ↓ -11%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $986.56 ↓ -6%
Gold Kidney Health Plan Medicare Advantage $986.56 ↓ -6%
Health Net Medicaid $1,150.87 ↑ +9%
Banner University Health Plan University Family Plan $1,150.87 ↑ +9%
Banner University Health Plan AZ Medicaid - AHCCCS $1,150.87 ↑ +9%
Arizona Physicians IPA Medicaid $1,150.87 ↑ +9%
Mercy Care Medicaid $1,150.87 ↑ +9%
Health Choice Arizona, Inc. Medicaid $1,150.87 ↑ +9%
Aetna Qualified Health Plan $1,219.74 ↑ +16%
United Healthcare Individual Exchange $1,255.62 ↑ +19%
Health Net Commerical Exchange Product $1,327.37 ↑ +26%
Health Choice Arizona, Inc. ACA Health Plan $1,345.31 ↑ +28%
Oscar Health Plan Commercial $1,479.84 ↑ +40%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,574.02 ↑ +49%
Aetna Banner Employee Plans $1,631.62 ↑ +55%
United Healthcare UHC Doctor's Plan $1,658.85 ↑ +57%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $1,686.82 ↑ +60%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,686.82 ↑ +60%
Hospice of the Valley Medicare $1,699.60 ↑ +61%
Cigna Healthcare of Arizona, Inc. Commercial $1,748.91 ↑ +66%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,799.28 ↑ +71%
United Healthcare UHC Core $1,834.00 ↑ +74%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,889.23 ↑ +79%
United Healthcare Commercial $2,017.96 ↑ +92%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $2,185.20 ↑ +107%
Plotkin Health Plotkin Health $2,185.20 ↑ +107%
Aetna Joint Venture $2,243.47 ↑ +113%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $2,249.10 ↑ +113%
Blue Cross Blue Shield of Arizona Commercial $2,249.10 ↑ +113%
Aetna Designated Group $2,384.30 ↑ +126%
Aetna Medical Rental $2,559.11 ↑ +143%
Quiktrip Corporation Commercial $2,622.24 ↑ +149%
Aetna Broad Network $2,801.91 ↑ +166%
Arizona Medical Network Commercial $3,399.20 ↑ +223%
Provider Network of America Commercial $3,642.00 ↑ +246%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

So neo gsap dna mcrstl ins at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Tucson Tucson $1,180.01 $896.87 – $3,884.80

All Arizona hospitals for this procedure →