Njx interlaminar lmbr/sac at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$1,359.33
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,797.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$392.73 with Blue Cross Blue Shield of Arizona vs $5,506.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $392.73 | ↓ -71% |
| Arizona Physicians IPA | Medicaid | $596.28 | ↓ -56% |
| Health Net | Medicaid | $596.28 | ↓ -56% |
| Banner University Health Plan | University Family Plan | $596.28 | ↓ -56% |
| Health Choice Arizona, Inc. | Medicaid | $596.28 | ↓ -56% |
| Mercy Care | Medicaid | $596.28 | ↓ -56% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $596.28 | ↓ -56% |
| Care 1st | Medicare Advantage | $948.89 | ↓ -30% |
| Gila River Health Care Corporation | Managed Care Program | $948.89 | ↓ -30% |
| United Healthcare | Medicare Advantage | $948.89 | ↓ -30% |
| UPMC Health Plan | Medicare Advantage | $948.89 | ↓ -30% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $948.89 | ↓ -30% |
| Banner University Health Plan | University Care Advantage | $948.89 | ↓ -30% |
| Banner University Health Plan | Medicare Advantage | $948.89 | ↓ -30% |
| Mercy Care | Mercy Care Advantage | $948.89 | ↓ -30% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $948.89 | ↓ -30% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $948.89 | ↓ -30% |
| Aetna | Medicare Advantage | $948.89 | ↓ -30% |
| Banner Health | Medicare Advantage | $948.89 | ↓ -30% |
| Health Choice Arizona, Inc. | Medicare Advantage | $948.89 | ↓ -30% |
| Kaiser Foundation Health Plan | Medicare Advantage | $948.89 | ↓ -30% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $948.89 | ↓ -30% |
| Health Net | Medicare | $948.89 | ↓ -30% |
| Wellpoint | Medicare Advantage HMO | $948.89 | ↓ -30% |
| Arizona Physicians IPA | Medicare Advantage | $948.89 | ↓ -30% |
| Humana | Medicare Advantage | $977.36 | ↓ -28% |
| Devoted Health Services | Medicare Advantage | $996.33 | ↓ -27% |
| Carelon | Medicare Advantage | $996.33 | ↓ -27% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,009.46 | ↓ -26% |
| Gold Kidney Health Plan | Medicare Advantage | $1,043.78 | ↓ -23% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $1,043.78 | ↓ -23% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,076.76 | ↓ -21% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,130.59 | ↓ -17% |
| Aetna | Banner Employee Plans | $1,170.00 | ↓ -14% |
| NaphCare | Federal | $1,281.00 | ↓ -6% |
| Aetna | Qualified Health Plan | $1,290.49 | ↓ -5% |
| United Healthcare | Individual Exchange | $1,328.45 | ↓ -2% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,345.95 | ↓ -1% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,345.95 | ↓ -1% |
| Health Net | Commerical Exchange Product | $1,404.36 | ↑ +3% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,423.34 | ↑ +5% |
| Oscar Health Plan | Commercial | $1,565.67 | ↑ +15% |
| Plotkin Health | Plotkin Health | $1,708.65 | ↑ +26% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,708.65 | ↑ +26% |
| Aetna | Medical Rental | $2,001.02 | ↑ +47% |
| Quiktrip Corporation | Commercial | $2,050.38 | ↑ +51% |
| Arizona Medical Network | Commercial | $2,657.90 | ↑ +96% |
| Provider Network of America | Commercial | $2,847.75 | ↑ +109% |
| United Healthcare | UHC Doctor's Plan | $3,152.00 | ↑ +132% |
| United Healthcare | UHC Core | $3,294.00 | ↑ +142% |
| United Healthcare | Commercial | $3,467.00 | ↑ +155% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↑ +196% |
| Aetna | Joint Venture | $4,405.00 | ↑ +224% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↑ +228% |
| Aetna | Designated Group | $4,680.00 | ↑ +244% |
| Aetna | Broad Network | $5,506.00 | ↑ +305% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Njx interlaminar lmbr/sac at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arizona General Hospital Laveen | Phoenix | not published | $112.29 – $977.36 |
| St. Joseph’s Hospital and Medical Center | Phoenix | not published | $112.29 – $977.36 |
| Banner Baywood Medical Center | Mesa | $1,298.57 | $596.28 – $4,018.00 |
| Banner Desert Medical Center | Mesa | $1,344.14 | $596.28 – $2,847.75 |
| Banner Gateway Medical Center | Gilbert | $1,165.68 | $596.28 – $2,847.75 |
| Banner Heart Hospital | Mesa | $1,074.55 | $596.28 – $2,847.75 |
| Banner Thunderbird Medical Center | Glendale | $1,169.48 | $72.99 – $2,847.75 |
| Mercy Gilbert Medical Center | Gilbert | not published | $112.29 – $948.89 |