Njx interlaminar lmbr/sac at Banner Gateway Medical Center

1900 North Higley Road, Gilbert, AZ · Banner Health · · NPI 1699884858

Source: hospital's published price file ↗ · Published May 1, 2026 · Ingested Aug 12, 2026

$1,165.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,797.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$596.28 with Health Choice Arizona, Inc. vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Arizona, Inc. Medicaid $596.28 ↓ -49%
Mercy Care Mercy Medicaid $596.28 ↓ -49%
Banner University Health Plan AZ Medicaid - AHCCCS $596.28 ↓ -49%
Arizona Physicians IPA Medicaid $596.28 ↓ -49%
Health Net Medicaid $596.28 ↓ -49%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $948.89 ↓ -19%
United Healthcare UHC Medicare Advantage $948.89 ↓ -19%
UPMC Health Plan Medicare Advantage $948.89 ↓ -19%
Kaiser Foundation Health Plan Medicare Advantage $948.89 ↓ -19%
Health Choice Arizona, Inc. Medicare Advantage $948.89 ↓ -19%
Blue Cross Blue Shield of Arizona Medicare Advantage $948.89 ↓ -19%
Wellpoint (fka Amerigroup) Medicare Advantage HMO $948.89 ↓ -19%
Banner Health Medicare Advantage $948.89 ↓ -19%
Gila River Health Care Corporation Managed Care Program $948.89 ↓ -19%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $948.89 ↓ -19%
Care 1st Medicare Advantage $948.89 ↓ -19%
Humana Medicare Advantage $948.89 ↓ -19%
Arizona Physicians IPA Medicare Advantage $948.89 ↓ -19%
Health Net Medicare $948.89 ↓ -19%
Mercy Care Mercy Care Advantage $948.89 ↓ -19%
Aetna Medicare Advantage $948.89 ↓ -19%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $948.89 ↓ -19%
Banner University Health Plan University Care Advantage $948.89 ↓ -19%
Devoted Health Services Medicare Advantage $996.33 ↓ -15%
Carekin Medicare Advantage $996.33 ↓ -15%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,009.46 ↓ -13%
Arizona Priority Care Medicare Advantage $1,043.78 ↓ -10%
Gold Kidney Health Plan Medicare Advantage $1,043.78 ↓ -10%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,076.76 ↓ -8%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,130.59 ↓ -3%
Aetna Banner Employee Plans $1,170.00 ↑ +0%
Aetna Qualified Health Plan $1,290.49 ↑ +11%
United Healthcare Individual Exchange $1,328.45 ↑ +14%
Hospice of the Valley Medicare $1,328.95 ↑ +14%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,345.95 ↑ +15%
Blue Cross Blue Shield of Arizona Commercial $1,345.95 ↑ +15%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,345.95 ↑ +15%
Health Net Commerical Exchange Product $1,404.36 ↑ +20%
Health Choice Arizona, Inc. ACA Health Plan $1,423.34 ↑ +22%
Oscar Health Plan Commercial $1,565.67 ↑ +34%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,708.65 ↑ +47%
Plotkin Health Plotkin Health $1,708.65 ↑ +47%
Aetna Medical Rental $2,001.02 ↑ +72%
Quiktrip Corporation Commercial $2,050.38 ↑ +76%
Arizona Medical Network Commercial $2,657.90 ↑ +128%
Provider Network of America Commercial $2,847.75 ↑ +144%
United Healthcare UHC Doctor's Plan $3,152.00 ↑ +170%
Cigna Healthcare of Arizona, Inc. LocalFlex $3,290.00 ↑ +182%
United Healthcare UHC Core $3,294.00 ↑ +183%
United Healthcare Commercial $3,467.00 ↑ +197%
Cigna Healthcare of Arizona, Inc. Commercial $3,655.00 ↑ +214%
Aetna Joint Venture $4,405.00 ↑ +278%
Aetna Designated Group $4,680.00 ↑ +301%
Aetna Broad Network $5,506.00 ↑ +372%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Njx interlaminar lmbr/sac at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert not published $112.29 – $948.89
Banner University Medical Center Phoenix Phoenix $1,359.33 $392.73 – $2,847.75
Banner Baywood Medical Center Mesa $1,298.57 $596.28 – $4,018.00
Banner Desert Medical Center Mesa $1,344.14 $596.28 – $2,847.75
Banner Heart Hospital Mesa $1,074.55 $596.28 – $2,847.75
Banner Thunderbird Medical Center Glendale $1,169.48 $72.99 – $2,847.75
Arizona General Hospital Laveen Phoenix not published $112.29 – $977.36
St. Joseph’s Hospital and Medical Center Phoenix not published $112.29 – $977.36

All Arizona hospitals for this procedure →