Infect ag ia optc obs influenza at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$11.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$50.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.55 with Care 1st vs $75.86 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $16.55 ↑ +50%
Gila River Health Care Corporation Managed Care Program $16.55 ↑ +50%
United Healthcare Medicare Advantage $16.55 ↑ +50%
UPMC Health Plan Medicare Advantage $16.55 ↑ +50%
Blue Cross Blue Shield of Arizona Medicare Advantage $16.55 ↑ +50%
Banner University Health Plan University Family Plan $16.55 ↑ +50%
Banner University Health Plan AZ Medicaid - AHCCCS $16.55 ↑ +50%
Banner University Health Plan University Care Advantage $16.55 ↑ +50%
Banner University Health Plan Medicare Advantage $16.55 ↑ +50%
Mercy Care Medicaid $16.55 ↑ +50%
Mercy Care Mercy Care Advantage $16.55 ↑ +50%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $16.55 ↑ +50%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $16.55 ↑ +50%
Aetna Medicare Advantage $16.55 ↑ +50%
Banner Health Medicare Advantage $16.55 ↑ +50%
Health Choice Arizona, Inc. Medicaid $16.55 ↑ +50%
Health Choice Arizona, Inc. Medicare Advantage $16.55 ↑ +50%
Kaiser Foundation Health Plan Medicare Advantage $16.55 ↑ +50%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $16.55 ↑ +50%
Health Net Medicare $16.55 ↑ +50%
Health Net Medicaid $16.55 ↑ +50%
Wellpoint Medicare Advantage HMO $16.55 ↑ +50%
Arizona Physicians IPA Medicaid $16.55 ↑ +50%
Arizona Physicians IPA Medicare Advantage $16.55 ↑ +50%
Aetna Banner Employee Plans $16.80 ↑ +52%
Humana Medicare Advantage $17.05 ↑ +54%
Carelon Medicare Advantage $17.38 ↑ +57%
Devoted Health Services Medicare Advantage $17.38 ↑ +57%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $18.20 ↑ +65%
Gold Kidney Health Plan Medicare Advantage $18.20 ↑ +65%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $22.14 ↑ +100%
NaphCare Federal $22.34 ↑ +102%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $22.50 ↑ +104%
Plotkin Health Plotkin Health $22.50 ↑ +104%
Aetna Qualified Health Plan $22.51 ↑ +104%
United Healthcare Individual Exchange $23.17 ↑ +110%
Health Net Commerical Exchange Product $24.49 ↑ +122%
Health Choice Arizona, Inc. ACA Health Plan $24.82 ↑ +125%
Aetna Medical Rental $26.35 ↑ +138%
Quiktrip Corporation Commercial $27.00 ↑ +144%
Oscar Health Plan Commercial $27.31 ↑ +147%
Cigna Healthcare of Arizona, Inc. LocalFlex $29.05 ↑ +163%
United Healthcare UHC Doctor's Plan $30.61 ↑ +177%
Cigna Healthcare of Arizona, Inc. Commercial $32.28 ↑ +192%
United Healthcare UHC Core $33.85 ↑ +206%
Arizona Medical Network Commercial $35.00 ↑ +217%
United Healthcare Commercial $37.24 ↑ +237%
Provider Network of America Commercial $37.50 ↑ +239%
Aetna Joint Venture $55.57 ↑ +403%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $56.90 ↑ +415%
Aetna Designated Group $59.05 ↑ +434%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $60.69 ↑ +449%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $63.72 ↑ +477%
Aetna Broad Network $69.48 ↑ +529%
Blue Cross Blue Shield of Arizona Commercial $75.86 ↑ +587%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $75.86 ↑ +587%

Visitor-reported prices

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Infect ag ia optc obs influenza at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $13.55 $16.55 – $37.50
Arizona General Hospital Laveen Phoenix $26.80 $9.93 – $95.59
St. Joseph’s Hospital and Medical Center Phoenix $44.70 $6.95 – $92.43
Mercy Gilbert Medical Center Gilbert $77.25 $16.55 – $241.78
Banner University Medical Center Tucson Tucson $11.70 $16.55 – $40.00
Banner University Medical Center South Tucson $8.35 $16.55 – $40.00
Banner Baywood Medical Center Mesa $11.15 $16.55 – $37.50
Banner Behavioral Health Hospital Scottsdale $48.63 $16.55 – $35.00

All Arizona hospitals for this procedure →