Infect ag ia optc obs influenza at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$13.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$50.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.55 with Aetna vs $75.86 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $16.55 ↑ +22%
Gila River Health Care Corporation Managed Care Program $16.55 ↑ +22%
Humana Medicare Advantage $16.55 ↑ +22%
Arizona Physicians IPA Medicare Advantage $16.55 ↑ +22%
Arizona Physicians IPA Medicaid $16.55 ↑ +22%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $16.55 ↑ +22%
Blue Cross Blue Shield of Arizona Medicare Advantage $16.55 ↑ +22%
Kaiser Foundation Health Plan Medicare Advantage $16.55 ↑ +22%
Health Choice Arizona, Inc. Medicare Advantage $16.55 ↑ +22%
Banner University Health Plan AZ Medicaid - AHCCCS $16.55 ↑ +22%
Banner University Health Plan University Care Advantage $16.55 ↑ +22%
Mercy Care Mercy Medicaid $16.55 ↑ +22%
Mercy Care Mercy Care Advantage $16.55 ↑ +22%
Health Choice Arizona, Inc. Medicaid $16.55 ↑ +22%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $16.55 ↑ +22%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $16.55 ↑ +22%
Banner Health Medicare Advantage $16.55 ↑ +22%
Care 1st Medicare Advantage $16.55 ↑ +22%
Wellpoint Medicare Advantage HMO $16.55 ↑ +22%
United Healthcare UHC Medicare Advantage $16.55 ↑ +22%
UPMC Health Plan Medicare Advantage $16.55 ↑ +22%
Health Net Medicaid $16.55 ↑ +22%
Health Net Medicare $16.55 ↑ +22%
Aetna Banner Employee Plans $16.80 ↑ +24%
Devoted Health Services Medicare Advantage $17.38 ↑ +28%
Carelon Medicare Advantage $17.38 ↑ +28%
Hospice of the Valley Medicare $17.50 ↑ +29%
Gold Kidney Health Plan Medicare Advantage $18.20 ↑ +34%
Arizona Priority Care Medicare Advantage $18.20 ↑ +34%
NaphCare Federal Prison System $22.34 ↑ +65%
Plotkin Health Plotkin Health $22.50 ↑ +66%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $22.50 ↑ +66%
Aetna Qualified Health Plan $22.51 ↑ +66%
United Healthcare Individual Exchange $23.17 ↑ +71%
Health Net Commerical Exchange Product $24.49 ↑ +81%
Health Choice Arizona, Inc. ACA Health Plan $24.82 ↑ +83%
Aetna Medical Rental $26.35 ↑ +94%
Quiktrip Corporation Commercial $27.00 ↑ +99%
Oscar Health Plan Commercial $27.31 ↑ +102%
Cigna Healthcare of Arizona, Inc. LocalFlex $29.05 ↑ +114%
United Healthcare UHC Doctor's Plan $30.61 ↑ +126%
Cigna Healthcare of Arizona, Inc. Commercial $32.28 ↑ +138%
United Healthcare UHC Core $33.85 ↑ +150%
Arizona Medical Network Commercial $35.00 ↑ +158%
United Healthcare Commercial $37.24 ↑ +175%
Provider Network of America Commercial $37.50 ↑ +177%
Aetna Joint Venture $55.57 ↑ +310%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $56.90 ↑ +320%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $56.90 ↑ +320%
Aetna Designated Group $59.05 ↑ +336%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $60.69 ↑ +348%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $63.72 ↑ +370%
Aetna Broad Network $69.48 ↑ +413%
Blue Cross Blue Shield of Arizona Commercial $75.86 ↑ +460%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $75.86 ↑ +460%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $75.86 ↑ +460%

Visitor-reported prices

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Infect ag ia optc obs influenza at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $11.05 $16.55 – $37.50
Arizona General Hospital Laveen Phoenix $26.80 $9.93 – $95.59
St. Joseph’s Hospital and Medical Center Phoenix $44.70 $6.95 – $92.43
Mercy Gilbert Medical Center Gilbert $77.25 $16.55 – $241.78
Banner University Medical Center Tucson Tucson $11.70 $16.55 – $40.00
Banner University Medical Center South Tucson $8.35 $16.55 – $40.00
Banner Baywood Medical Center Mesa $11.15 $16.55 – $37.50
Banner Behavioral Health Hospital Scottsdale $48.63 $16.55 – $35.00

All Arizona hospitals for this procedure →