Histochemical stains add-on at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$96.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$348.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.59 with Mercy Care vs $403.60 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Medicaid $22.59 ↓ -77%
Arizona Physicians IPA Medicaid $22.59 ↓ -77%
Health Net Medicaid $22.59 ↓ -77%
Health Choice Arizona, Inc. Medicaid $22.59 ↓ -77%
Banner University Health Plan University Family Plan $22.59 ↓ -77%
Banner University Health Plan AZ Medicaid - AHCCCS $22.59 ↓ -77%
Aetna Medicare Advantage $69.60 ↓ -28%
Aetna Qualified Health Plan $78.30 ↓ -19%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $83.87 ↓ -13%
Health Choice Arizona, Inc. Medicare Advantage $104.40 ↑ +8%
Cigna Healthcare of Arizona, Inc. LocalFlex $112.97 ↑ +17%
Aetna Banner Employee Plans $116.93 ↑ +21%
Cigna Healthcare of Arizona, Inc. Commercial $125.52 ↑ +30%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $139.20 ↑ +44%
United Healthcare UHC Doctor's Plan $147.80 ↑ +53%
Plotkin Health Plotkin Health $156.60 ↑ +62%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $156.60 ↑ +62%
United Healthcare UHC Core $162.06 ↑ +68%
Health Net Medicare $174.00 ↑ +80%
Health Choice Arizona, Inc. ACA Health Plan $174.00 ↑ +80%
Oscar Health Plan Commercial $174.00 ↑ +80%
United Healthcare Commercial $179.81 ↑ +86%
Aetna Medical Rental $183.40 ↑ +90%
Health Net Commerical Exchange Product $187.92 ↑ +94%
Quiktrip Corporation Commercial $187.92 ↑ +94%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $215.57 ↑ +123%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $229.94 ↑ +138%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $241.44 ↑ +150%
Arizona Medical Network Commercial $243.60 ↑ +152%
Provider Network of America Commercial $261.00 ↑ +170%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $287.43 ↑ +197%
Blue Cross Blue Shield of Arizona Commercial $287.43 ↑ +197%
Aetna Joint Venture $322.84 ↑ +234%
Aetna Designated Group $343.03 ↑ +255%
Aetna Broad Network $403.60 ↑ +317%

Visitor-reported prices

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Histochemical stains add-on at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $85.96 $22.59 – $261.00
Arizona General Hospital Laveen Phoenix $52.22 $40.66 – $366.65
St. Joseph’s Hospital and Medical Center Phoenix $153.57 $28.47 – $237.14
Mercy Gilbert Medical Center Gilbert $73.78 $41.99 – $299.88
Banner University Medical Center Tucson Tucson $68.64 $22.59 – $207.20
Banner University Medical Center South Tucson $72.78 $22.59 – $207.20
Banner Baywood Medical Center Mesa $76.56 $22.59 – $261.00
Banner Boswell Medical Center Sun City $76.21 $22.59 – $278.40

All Arizona hospitals for this procedure →