Histochemical stains add-on at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$85.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$348.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$22.59 with Banner University Health Plan vs $403.60 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner University Health Plan | AZ Medicaid - AHCCCS | $22.59 | ↓ -74% |
| Arizona Physicians IPA | Medicaid | $22.59 | ↓ -74% |
| Health Net | Medicaid | $22.59 | ↓ -74% |
| Health Choice Arizona, Inc. | Medicaid | $22.59 | ↓ -74% |
| Mercy Care | Mercy Medicaid | $22.59 | ↓ -74% |
| Aetna | Medicare Advantage | $69.60 | ↓ -19% |
| Aetna | Qualified Health Plan | $88.39 | ↑ +3% |
| Health Choice Arizona, Inc. | Medicare Advantage | $104.40 | ↑ +21% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $112.97 | ↑ +31% |
| Aetna | Banner Employee Plans | $116.93 | ↑ +36% |
| Hospice of the Valley | Medicare | $121.80 | ↑ +42% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $125.52 | ↑ +46% |
| Arizona Priority Care | Medicare Advantage | $139.20 | ↑ +62% |
| United Healthcare | UHC Doctor's Plan | $147.80 | ↑ +72% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $156.60 | ↑ +82% |
| Plotkin Health | Plotkin Health | $156.60 | ↑ +82% |
| United Healthcare | UHC Core | $162.06 | ↑ +89% |
| Oscar Health Plan | Commercial | $174.00 | ↑ +102% |
| Health Choice Arizona, Inc. | ACA Health Plan | $174.00 | ↑ +102% |
| Health Net | Medicare | $174.00 | ↑ +102% |
| United Healthcare | Commercial | $179.81 | ↑ +109% |
| Aetna | Medical Rental | $183.40 | ↑ +113% |
| Quiktrip Corporation | Commercial | $187.92 | ↑ +119% |
| Health Net | Commerical Exchange Product | $187.92 | ↑ +119% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $215.57 | ↑ +151% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $215.57 | ↑ +151% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $229.94 | ↑ +167% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $241.44 | ↑ +181% |
| Arizona Medical Network | Commercial | $243.60 | ↑ +183% |
| Provider Network of America | Commercial | $261.00 | ↑ +204% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $287.43 | ↑ +234% |
| Blue Cross Blue Shield of Arizona | Commercial | $287.43 | ↑ +234% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $287.43 | ↑ +234% |
| Aetna | Joint Venture | $322.84 | ↑ +276% |
| Aetna | Designated Group | $343.03 | ↑ +299% |
| Aetna | Broad Network | $403.60 | ↑ +370% |
Visitor-reported prices
Comments
Histochemical stains add-on at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $96.74 | $22.59 – $261.00 |
| Arizona General Hospital Laveen | Phoenix | $52.22 | $40.66 – $366.65 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $153.57 | $28.47 – $237.14 |
| Mercy Gilbert Medical Center | Gilbert | $73.78 | $41.99 – $299.88 |
| Banner University Medical Center Tucson | Tucson | $68.64 | $22.59 – $207.20 |
| Banner University Medical Center South | Tucson | $72.78 | $22.59 – $207.20 |
| Banner Baywood Medical Center | Mesa | $76.56 | $22.59 – $261.00 |
| Banner Boswell Medical Center | Sun City | $76.21 | $22.59 – $278.40 |