Hemolysins and agglutinins incubated at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$7.03

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$37.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.11 with Care 1st vs $62.87 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $12.11 ↑ +72%
Gila River Health Care Corporation Managed Care Program $12.11 ↑ +72%
United Healthcare Medicare Advantage $12.11 ↑ +72%
UPMC Health Plan Medicare Advantage $12.11 ↑ +72%
Blue Cross Blue Shield of Arizona Medicare Advantage $12.11 ↑ +72%
Banner University Health Plan University Family Plan $12.11 ↑ +72%
Banner University Health Plan AZ Medicaid - AHCCCS $12.11 ↑ +72%
Banner University Health Plan University Care Advantage $12.11 ↑ +72%
Banner University Health Plan Medicare Advantage $12.11 ↑ +72%
Mercy Care Medicaid $12.11 ↑ +72%
Mercy Care Mercy Care Advantage $12.11 ↑ +72%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $12.11 ↑ +72%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $12.11 ↑ +72%
Aetna Medicare Advantage $12.11 ↑ +72%
Banner Health Medicare Advantage $12.11 ↑ +72%
Health Choice Arizona, Inc. Medicaid $12.11 ↑ +72%
Health Choice Arizona, Inc. Medicare Advantage $12.11 ↑ +72%
Kaiser Foundation Health Plan Medicare Advantage $12.11 ↑ +72%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $12.11 ↑ +72%
Health Net Medicare $12.11 ↑ +72%
Health Net Medicaid $12.11 ↑ +72%
Wellpoint Medicare Advantage HMO $12.11 ↑ +72%
Arizona Physicians IPA Medicaid $12.11 ↑ +72%
Arizona Physicians IPA Medicare Advantage $12.11 ↑ +72%
Aetna Banner Employee Plans $12.43 ↑ +77%
Humana Medicare Advantage $12.47 ↑ +77%
Devoted Health Services Medicare Advantage $12.72 ↑ +81%
Carelon Medicare Advantage $12.72 ↑ +81%
Gold Kidney Health Plan Medicare Advantage $13.32 ↑ +89%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $13.32 ↑ +89%
NaphCare Federal $16.35 ↑ +133%
Aetna Qualified Health Plan $16.47 ↑ +134%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $16.65 ↑ +137%
Plotkin Health Plotkin Health $16.65 ↑ +137%
United Healthcare Individual Exchange $16.95 ↑ +141%
Health Net Commerical Exchange Product $17.92 ↑ +155%
Health Choice Arizona, Inc. ACA Health Plan $18.16 ↑ +158%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $18.34 ↑ +161%
Aetna Medical Rental $19.50 ↑ +177%
Oscar Health Plan Commercial $19.98 ↑ +184%
Quiktrip Corporation Commercial $19.98 ↑ +184%
Cigna Healthcare of Arizona, Inc. LocalFlex $21.25 ↑ +202%
United Healthcare UHC Doctor's Plan $22.40 ↑ +219%
Cigna Healthcare of Arizona, Inc. Commercial $23.61 ↑ +236%
United Healthcare UHC Core $24.77 ↑ +252%
Arizona Medical Network Commercial $25.90 ↑ +268%
United Healthcare Commercial $27.25 ↑ +288%
Provider Network of America Commercial $27.75 ↑ +295%
Aetna Joint Venture $40.67 ↑ +479%
Aetna Designated Group $43.21 ↑ +515%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $47.15 ↑ +571%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $50.30 ↑ +616%
Aetna Broad Network $50.84 ↑ +623%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $52.81 ↑ +651%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $62.87 ↑ +794%
Blue Cross Blue Shield of Arizona Commercial $62.87 ↑ +794%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Hemolysins and agglutinins incubated at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $9.06 $12.11 – $27.75
St. Joseph’s Hospital and Medical Center Phoenix $97.03 $5.09 – $200.66
Mercy Gilbert Medical Center Gilbert $62.48 $12.11 – $195.55
Banner University Medical Center Tucson Tucson $7.96 $12.11 – $29.60
Banner University Medical Center South Tucson $5.03 $12.11 – $29.60
Banner Baywood Medical Center Mesa $6.22 $12.11 – $27.75
Banner Boswell Medical Center Sun City $6.77 $12.11 – $29.60
Banner Casa Grande Medical Center Casa Grande $6.29 $12.11 – $27.75

All Arizona hospitals for this procedure →