Hemolysins and agglutinins incubated at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$9.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$37.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.11 with Aetna vs $62.87 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $12.11 ↑ +34%
Gila River Health Care Corporation Managed Care Program $12.11 ↑ +34%
Humana Medicare Advantage $12.11 ↑ +34%
Arizona Physicians IPA Medicare Advantage $12.11 ↑ +34%
Arizona Physicians IPA Medicaid $12.11 ↑ +34%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $12.11 ↑ +34%
Blue Cross Blue Shield of Arizona Medicare Advantage $12.11 ↑ +34%
Kaiser Foundation Health Plan Medicare Advantage $12.11 ↑ +34%
Health Choice Arizona, Inc. Medicare Advantage $12.11 ↑ +34%
Banner University Health Plan AZ Medicaid - AHCCCS $12.11 ↑ +34%
Banner University Health Plan University Care Advantage $12.11 ↑ +34%
Mercy Care Mercy Medicaid $12.11 ↑ +34%
Mercy Care Mercy Care Advantage $12.11 ↑ +34%
Health Choice Arizona, Inc. Medicaid $12.11 ↑ +34%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $12.11 ↑ +34%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $12.11 ↑ +34%
Banner Health Medicare Advantage $12.11 ↑ +34%
Care 1st Medicare Advantage $12.11 ↑ +34%
Wellpoint Medicare Advantage HMO $12.11 ↑ +34%
United Healthcare UHC Medicare Advantage $12.11 ↑ +34%
UPMC Health Plan Medicare Advantage $12.11 ↑ +34%
Health Net Medicaid $12.11 ↑ +34%
Health Net Medicare $12.11 ↑ +34%
Aetna Banner Employee Plans $12.43 ↑ +37%
Devoted Health Services Medicare Advantage $12.72 ↑ +40%
Carelon Medicare Advantage $12.72 ↑ +40%
Hospice of the Valley Medicare $12.95 ↑ +43%
Gold Kidney Health Plan Medicare Advantage $13.32 ↑ +47%
Arizona Priority Care Medicare Advantage $13.32 ↑ +47%
NaphCare Federal Prison System $16.35 ↑ +80%
Aetna Qualified Health Plan $16.47 ↑ +82%
Plotkin Health Plotkin Health $16.65 ↑ +84%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $16.65 ↑ +84%
United Healthcare Individual Exchange $16.95 ↑ +87%
Health Net Commerical Exchange Product $17.92 ↑ +98%
Health Choice Arizona, Inc. ACA Health Plan $18.16 ↑ +100%
Aetna Medical Rental $19.50 ↑ +115%
Quiktrip Corporation Commercial $19.98 ↑ +121%
Oscar Health Plan Commercial $19.98 ↑ +121%
Cigna Healthcare of Arizona, Inc. LocalFlex $21.25 ↑ +135%
United Healthcare UHC Doctor's Plan $22.40 ↑ +147%
Cigna Healthcare of Arizona, Inc. Commercial $23.61 ↑ +161%
United Healthcare UHC Core $24.77 ↑ +173%
Arizona Medical Network Commercial $25.90 ↑ +186%
United Healthcare Commercial $27.25 ↑ +201%
Provider Network of America Commercial $27.75 ↑ +206%
Aetna Joint Venture $40.67 ↑ +349%
Aetna Designated Group $43.21 ↑ +377%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $47.15 ↑ +420%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $47.15 ↑ +420%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $50.30 ↑ +455%
Aetna Broad Network $50.84 ↑ +461%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $52.81 ↑ +483%
Blue Cross Blue Shield of Arizona Commercial $62.87 ↑ +594%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $62.87 ↑ +594%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $62.87 ↑ +594%

Visitor-reported prices

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Hemolysins and agglutinins incubated at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $7.03 $12.11 – $27.75
St. Joseph’s Hospital and Medical Center Phoenix $97.03 $5.09 – $200.66
Mercy Gilbert Medical Center Gilbert $62.48 $12.11 – $195.55
Banner University Medical Center Tucson Tucson $7.96 $12.11 – $29.60
Banner University Medical Center South Tucson $5.03 $12.11 – $29.60
Banner Baywood Medical Center Mesa $6.22 $12.11 – $27.75
Banner Boswell Medical Center Sun City $6.77 $12.11 – $29.60
Banner Casa Grande Medical Center Casa Grande $6.29 $12.11 – $27.75

All Arizona hospitals for this procedure →