Ghs insertion of needle - bone at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$144.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$585.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$174.10 with Blue Cross Blue Shield of Arizona vs $2,314.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $174.10 | ↑ +20% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $195.91 | ↑ +36% |
| Banner University Health Plan | University Family Plan | $195.91 | ↑ +36% |
| Arizona Physicians IPA | Medicaid | $195.91 | ↑ +36% |
| Health Choice Arizona, Inc. | Medicaid | $195.91 | ↑ +36% |
| Health Net | Medicaid | $195.91 | ↑ +36% |
| Mercy Care | Medicaid | $195.91 | ↑ +36% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $263.25 | ↑ +82% |
| Plotkin Health | Plotkin Health | $263.25 | ↑ +82% |
| Aetna | Medical Rental | $308.30 | ↑ +113% |
| Quiktrip Corporation | Commercial | $315.90 | ↑ +119% |
| Arizona Medical Network | Commercial | $409.50 | ↑ +183% |
| Arizona Physicians IPA | Medicare Advantage | $425.30 | ↑ +194% |
| Gila River Health Care Corporation | Managed Care Program | $425.30 | ↑ +194% |
| United Healthcare | Medicare Advantage | $425.30 | ↑ +194% |
| UPMC Health Plan | Medicare Advantage | $425.30 | ↑ +194% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $425.30 | ↑ +194% |
| Banner University Health Plan | University Care Advantage | $425.30 | ↑ +194% |
| Banner University Health Plan | Medicare Advantage | $425.30 | ↑ +194% |
| Mercy Care | Mercy Care Advantage | $425.30 | ↑ +194% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $425.30 | ↑ +194% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $425.30 | ↑ +194% |
| Aetna | Medicare Advantage | $425.30 | ↑ +194% |
| Banner Health | Medicare Advantage | $425.30 | ↑ +194% |
| Health Choice Arizona, Inc. | Medicare Advantage | $425.30 | ↑ +194% |
| Kaiser Foundation Health Plan | Medicare Advantage | $425.30 | ↑ +194% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $425.30 | ↑ +194% |
| Health Net | Medicare | $425.30 | ↑ +194% |
| Wellpoint | Medicare Advantage HMO | $425.30 | ↑ +194% |
| Care 1st | Medicare Advantage | $425.30 | ↑ +194% |
| Humana | Medicare Advantage | $438.06 | ↑ +203% |
| Provider Network of America | Commercial | $438.75 | ↑ +204% |
| Carelon | Medicare Advantage | $446.56 | ↑ +209% |
| Devoted Health Services | Medicare Advantage | $446.56 | ↑ +209% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $447.51 | ↑ +210% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $467.83 | ↑ +224% |
| Gold Kidney Health Plan | Medicare Advantage | $467.83 | ↑ +224% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $477.34 | ↑ +230% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $501.20 | ↑ +247% |
| NaphCare | Federal | $574.15 | ↑ +297% |
| Aetna | Qualified Health Plan | $578.41 | ↑ +300% |
| United Healthcare | Individual Exchange | $595.42 | ↑ +312% |
| Blue Cross Blue Shield of Arizona | Commercial | $596.67 | ↑ +313% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $596.67 | ↑ +313% |
| Health Net | Commerical Exchange Product | $629.44 | ↑ +336% |
| Health Choice Arizona, Inc. | ACA Health Plan | $637.95 | ↑ +341% |
| Oscar Health Plan | Commercial | $701.75 | ↑ +386% |
| Aetna | Banner Employee Plans | $932.00 | ↑ +545% |
| Aetna | Joint Venture | $1,626.00 | ↑ +1025% |
| United Healthcare | UHC Doctor's Plan | $1,715.00 | ↑ +1087% |
| Aetna | Designated Group | $1,728.00 | ↑ +1096% |
| United Healthcare | UHC Core | $1,793.00 | ↑ +1141% |
| United Healthcare | Commercial | $1,887.00 | ↑ +1206% |
| Humana | Commercial | $1,910.00 | ↑ +1222% |
| Aetna | Broad Network | $2,033.00 | ↑ +1307% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $2,083.00 | ↑ +1342% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $2,314.00 | ↑ +1501% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Ghs insertion of needle - bone at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $142.74 | $195.91 – $701.75 |
| Arizona General Hospital Laveen | Phoenix | not published | $61.87 – $438.06 |
| St. Joseph’s Hospital and Medical Center | Phoenix | not published | $61.87 – $438.06 |
| Banner University Medical Center Tucson | Tucson | $137.64 | $194.25 – $701.75 |
| Banner University Medical Center South | Tucson | $122.66 | $194.25 – $701.75 |
| Banner Baywood Medical Center | Mesa | $139.23 | $195.91 – $2,083.00 |
| Banner Boswell Medical Center | Sun City | $128.12 | $195.91 – $701.75 |
| Banner Casa Grande Medical Center | Casa Grande | $126.94 | $195.91 – $637.95 |