Ghs insertion of needle - bone at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$142.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$585.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$195.91 with Health Net vs $2,314.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $195.91 ↑ +37%
Arizona Physicians IPA Medicaid $195.91 ↑ +37%
Health Choice Arizona, Inc. Medicaid $195.91 ↑ +37%
Mercy Care Mercy Medicaid $195.91 ↑ +37%
Banner University Health Plan AZ Medicaid - AHCCCS $195.91 ↑ +37%
Hospice of the Valley Medicare $204.75 ↑ +43%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $263.25 ↑ +84%
Plotkin Health Plotkin Health $263.25 ↑ +84%
Aetna Medical Rental $308.30 ↑ +116%
Quiktrip Corporation Commercial $315.90 ↑ +121%
Arizona Medical Network Commercial $409.50 ↑ +187%
Arizona Physicians IPA Medicare Advantage $425.30 ↑ +198%
Gila River Health Care Corporation Managed Care Program $425.30 ↑ +198%
Humana Medicare Advantage $425.30 ↑ +198%
United Healthcare UHC Medicare Advantage $425.30 ↑ +198%
UPMC Health Plan Medicare Advantage $425.30 ↑ +198%
Blue Cross Blue Shield of Arizona Medicare Advantage $425.30 ↑ +198%
Banner University Health Plan University Care Advantage $425.30 ↑ +198%
Mercy Care Mercy Care Advantage $425.30 ↑ +198%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $425.30 ↑ +198%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $425.30 ↑ +198%
Aetna Medicare Advantage $425.30 ↑ +198%
Banner Health Medicare Advantage $425.30 ↑ +198%
Health Choice Arizona, Inc. Medicare Advantage $425.30 ↑ +198%
Kaiser Foundation Health Plan Medicare Advantage $425.30 ↑ +198%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $425.30 ↑ +198%
Health Net Medicare $425.30 ↑ +198%
Wellpoint Medicare Advantage HMO $425.30 ↑ +198%
Care 1st Medicare Advantage $425.30 ↑ +198%
Provider Network of America Commercial $438.75 ↑ +207%
Devoted Health Services Medicare Advantage $446.56 ↑ +213%
Carelon Medicare Advantage $446.56 ↑ +213%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $447.51 ↑ +214%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $447.51 ↑ +214%
Arizona Priority Care Medicare Advantage $467.83 ↑ +228%
Gold Kidney Health Plan Medicare Advantage $467.83 ↑ +228%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $477.34 ↑ +234%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $501.20 ↑ +251%
NaphCare Federal Prison System $574.15 ↑ +302%
Aetna Qualified Health Plan $578.41 ↑ +305%
United Healthcare Individual Exchange $595.42 ↑ +317%
Blue Cross Blue Shield of Arizona Commercial $596.67 ↑ +318%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $596.67 ↑ +318%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $596.67 ↑ +318%
Health Net Commerical Exchange Product $629.44 ↑ +341%
Health Choice Arizona, Inc. ACA Health Plan $637.95 ↑ +347%
Oscar Health Plan Commercial $701.75 ↑ +392%
Aetna Banner Employee Plans $932.00 ↑ +553%
Aetna Joint Venture $1,626.00 ↑ +1039%
United Healthcare UHC Doctor's Plan $1,715.00 ↑ +1101%
Aetna Designated Group $1,728.00 ↑ +1111%
United Healthcare UHC Core $1,793.00 ↑ +1156%
United Healthcare Commercial $1,887.00 ↑ +1222%
Humana Commercial $1,910.00 ↑ +1238%
Aetna Broad Network $2,033.00 ↑ +1324%
Cigna Healthcare of Arizona, Inc. LocalFlex $2,083.00 ↑ +1359%
Cigna Healthcare of Arizona, Inc. Commercial $2,314.00 ↑ +1521%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

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Ghs insertion of needle - bone at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $144.50 $174.10 – $701.75
Arizona General Hospital Laveen Phoenix not published $61.87 – $438.06
St. Joseph’s Hospital and Medical Center Phoenix not published $61.87 – $438.06
Banner University Medical Center Tucson Tucson $137.64 $194.25 – $701.75
Banner University Medical Center South Tucson $122.66 $194.25 – $701.75
Banner Baywood Medical Center Mesa $139.23 $195.91 – $2,083.00
Banner Boswell Medical Center Sun City $128.12 $195.91 – $701.75
Banner Casa Grande Medical Center Casa Grande $126.94 $195.91 – $637.95

All Arizona hospitals for this procedure →