Emg 3 ext w-w/o paraspinal area 95863 at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$296.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$902.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$101.17 with Banner University Health Plan vs $676.50 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner University Health Plan | AZ Medicaid - AHCCCS | $101.17 | ↓ -66% |
| Arizona Physicians IPA | Medicaid | $101.17 | ↓ -66% |
| Health Net | Medicaid | $101.17 | ↓ -66% |
| Banner University Health Plan | University Family Plan | $101.17 | ↓ -66% |
| Health Choice Arizona, Inc. | Medicaid | $101.17 | ↓ -66% |
| Mercy Care | Medicaid | $101.17 | ↓ -66% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $103.56 | ↓ -65% |
| Care 1st | Medicare Advantage | $166.76 | ↓ -44% |
| Gila River Health Care Corporation | Managed Care Program | $166.76 | ↓ -44% |
| United Healthcare | Medicare Advantage | $166.76 | ↓ -44% |
| UPMC Health Plan | Medicare Advantage | $166.76 | ↓ -44% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $166.76 | ↓ -44% |
| Banner University Health Plan | University Care Advantage | $166.76 | ↓ -44% |
| Banner University Health Plan | Medicare Advantage | $166.76 | ↓ -44% |
| Mercy Care | Mercy Care Advantage | $166.76 | ↓ -44% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $166.76 | ↓ -44% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $166.76 | ↓ -44% |
| Aetna | Medicare Advantage | $166.76 | ↓ -44% |
| Banner Health | Medicare Advantage | $166.76 | ↓ -44% |
| Health Choice Arizona, Inc. | Medicare Advantage | $166.76 | ↓ -44% |
| Kaiser Foundation Health Plan | Medicare Advantage | $166.76 | ↓ -44% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $166.76 | ↓ -44% |
| Health Net | Medicare | $166.76 | ↓ -44% |
| Wellpoint | Medicare Advantage HMO | $166.76 | ↓ -44% |
| Arizona Physicians IPA | Medicare Advantage | $166.76 | ↓ -44% |
| Humana | Medicare Advantage | $171.76 | ↓ -42% |
| Carelon | Medicare Advantage | $175.10 | ↓ -41% |
| Devoted Health Services | Medicare Advantage | $175.10 | ↓ -41% |
| Gold Kidney Health Plan | Medicare Advantage | $183.44 | ↓ -38% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $183.44 | ↓ -38% |
| NaphCare | Federal | $225.13 | ↓ -24% |
| Aetna | Qualified Health Plan | $226.79 | ↓ -24% |
| United Healthcare | Individual Exchange | $233.46 | ↓ -21% |
| Health Net | Commerical Exchange Product | $246.80 | ↓ -17% |
| Health Choice Arizona, Inc. | ACA Health Plan | $250.14 | ↓ -16% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $266.18 | ↓ -10% |
| Oscar Health Plan | Commercial | $275.15 | ↓ -7% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $283.92 | ↓ -4% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $298.12 | ↑ +0% |
| Aetna | Banner Employee Plans | $303.07 | ↑ +2% |
| Blue Cross Blue Shield of Arizona | Commercial | $354.90 | ↑ +20% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $354.90 | ↑ +20% |
| Plotkin Health | Plotkin Health | $405.90 | ↑ +37% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $405.90 | ↑ +37% |
| Aetna | Joint Venture | $416.72 | ↑ +40% |
| United Healthcare | UHC Doctor's Plan | $437.47 | ↑ +47% |
| Aetna | Designated Group | $442.88 | ↑ +49% |
| United Healthcare | UHC Core | $457.31 | ↑ +54% |
| Aetna | Medical Rental | $475.35 | ↑ +60% |
| United Healthcare | Commercial | $481.67 | ↑ +62% |
| Quiktrip Corporation | Commercial | $487.08 | ↑ +64% |
| Aetna | Broad Network | $520.45 | ↑ +75% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $592.61 | ↑ +100% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $619.67 | ↑ +109% |
| Arizona Medical Network | Commercial | $631.40 | ↑ +113% |
| Provider Network of America | Commercial | $676.50 | ↑ +128% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Emg 3 ext w-w/o paraspinal area 95863 at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $269.92 | $101.17 – $676.50 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $274.28 | $129.77 – $539.57 |
| Banner University Medical Center Tucson | Tucson | $84.83 | $101.17 – $348.00 |
| Banner Baywood Medical Center | Mesa | $227.36 | $101.17 – $676.50 |
| Banner Boswell Medical Center | Sun City | $217.53 | $101.17 – $721.60 |
| Banner Casa Grande Medical Center | Casa Grande | $221.74 | $101.17 – $676.50 |
| Banner Desert Medical Center | Mesa | $290.14 | $101.17 – $676.50 |
| Banner Gateway Medical Center | Gilbert | $310.88 | $101.17 – $676.50 |