Emg 3 ext w-w/o paraspinal area 95863 at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$227.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$902.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$101.17 with Health Net vs $676.50 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $101.17 ↓ -56%
Arizona Physicians IPA Medicaid $101.17 ↓ -56%
Health Choice Arizona, Inc. Medicaid $101.17 ↓ -56%
Banner University Health Plan AZ Medicaid - AHCCCS $101.17 ↓ -56%
Mercy Care Mercy Medicaid $101.17 ↓ -56%
United Healthcare UHC Medicare Advantage $166.76 ↓ -27%
UPMC Health Plan Medicare Advantage $166.76 ↓ -27%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $166.76 ↓ -27%
Kaiser Foundation Health Plan Medicare Advantage $166.76 ↓ -27%
Health Choice Arizona, Inc. Medicare Advantage $166.76 ↓ -27%
Blue Cross Blue Shield of Arizona Medicare Advantage $166.76 ↓ -27%
Banner Health Medicare Advantage $166.76 ↓ -27%
Gila River Health Care Corporation Managed Care Program $166.76 ↓ -27%
Care 1st Medicare Advantage $166.76 ↓ -27%
Humana Medicare Advantage $166.76 ↓ -27%
Arizona Physicians IPA Medicare Advantage $166.76 ↓ -27%
Wellpoint Medicare Advantage HMO $166.76 ↓ -27%
Health Net Medicare $166.76 ↓ -27%
Mercy Care Mercy Care Advantage $166.76 ↓ -27%
Aetna Medicare Advantage $166.76 ↓ -27%
Banner University Health Plan University Care Advantage $166.76 ↓ -27%
Carelon Medicare Advantage $175.10 ↓ -23%
Devoted Health Services Medicare Advantage $175.10 ↓ -23%
Arizona Priority Care Medicare Advantage $183.44 ↓ -19%
Gold Kidney Health Plan Medicare Advantage $183.44 ↓ -19%
Aetna Qualified Health Plan $226.79 ↓ -0%
United Healthcare Individual Exchange $233.46 ↑ +3%
Health Net Commerical Exchange Product $246.80 ↑ +9%
Health Choice Arizona, Inc. ACA Health Plan $250.14 ↑ +10%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $266.18 ↑ +17%
Oscar Health Plan Commercial $275.15 ↑ +21%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $283.92 ↑ +25%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $298.12 ↑ +31%
Aetna Banner Employee Plans $303.07 ↑ +33%
Hospice of the Valley Medicare $315.70 ↑ +39%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $354.90 ↑ +56%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $354.90 ↑ +56%
Blue Cross Blue Shield of Arizona Commercial $354.90 ↑ +56%
Plotkin Health Plotkin Health $405.90 ↑ +79%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $405.90 ↑ +79%
Aetna Joint Venture $416.72 ↑ +83%
United Healthcare UHC Doctor's Plan $437.47 ↑ +92%
Aetna Designated Group $442.88 ↑ +95%
United Healthcare UHC Core $457.31 ↑ +101%
Aetna Medical Rental $475.35 ↑ +109%
United Healthcare Commercial $481.67 ↑ +112%
Quiktrip Corporation Commercial $487.08 ↑ +114%
Aetna Broad Network $520.45 ↑ +129%
Cigna Healthcare of Arizona, Inc. LocalFlex $592.61 ↑ +161%
Cigna Healthcare of Arizona, Inc. Commercial $619.67 ↑ +173%
Arizona Medical Network Commercial $631.40 ↑ +178%
Provider Network of America Commercial $676.50 ↑ +198%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Emg 3 ext w-w/o paraspinal area 95863 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Desert Medical Center Mesa $290.14 $101.17 – $676.50
Banner Heart Hospital Mesa $238.88 $101.17 – $676.50
Banner University Medical Center Phoenix Phoenix $296.79 $101.17 – $676.50
Banner University Medical Center Tucson Tucson $84.83 $101.17 – $348.00
Banner Boswell Medical Center Sun City $217.53 $101.17 – $721.60
Banner Casa Grande Medical Center Casa Grande $221.74 $101.17 – $676.50
Banner Estrella Medical Center Phoenix $269.92 $101.17 – $676.50
Banner Gateway Medical Center Gilbert $310.88 $101.17 – $676.50

All Arizona hospitals for this procedure →