Electrophysiology evaluation at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$3,079.72
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$10,511.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$4,406.90 with Health Net vs $43,322.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid | $4,406.90 | ↑ +43% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $4,406.90 | ↑ +43% |
| Banner University Health Plan | University Family Plan | $4,406.90 | ↑ +43% |
| Mercy Care | Medicaid | $4,406.90 | ↑ +43% |
| Health Choice Arizona, Inc. | Medicaid | $4,406.90 | ↑ +43% |
| Arizona Physicians IPA | Medicaid | $4,406.90 | ↑ +43% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $4,729.95 | ↑ +54% |
| Plotkin Health | Plotkin Health | $4,729.95 | ↑ +54% |
| United Healthcare | UHC Doctor's Plan | $5,097.84 | ↑ +66% |
| United Healthcare | UHC Core | $5,329.08 | ↑ +73% |
| Aetna | Medical Rental | $5,539.30 | ↑ +80% |
| United Healthcare | Commercial | $5,612.87 | ↑ +82% |
| Quiktrip Corporation | Commercial | $5,675.94 | ↑ +84% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $6,905.73 | ↑ +124% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $7,011.67 | ↑ +128% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $7,221.06 | ↑ +134% |
| Arizona Medical Network | Commercial | $7,357.70 | ↑ +139% |
| Provider Network of America | Commercial | $7,883.25 | ↑ +156% |
| Arizona Physicians IPA | Medicare Advantage | $8,087.55 | ↑ +163% |
| Gila River Health Care Corporation | Managed Care Program | $8,087.55 | ↑ +163% |
| United Healthcare | Medicare Advantage | $8,087.55 | ↑ +163% |
| UPMC Health Plan | Medicare Advantage | $8,087.55 | ↑ +163% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $8,087.55 | ↑ +163% |
| Banner University Health Plan | University Care Advantage | $8,087.55 | ↑ +163% |
| Banner University Health Plan | Medicare Advantage | $8,087.55 | ↑ +163% |
| Mercy Care | Mercy Care Advantage | $8,087.55 | ↑ +163% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $8,087.55 | ↑ +163% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $8,087.55 | ↑ +163% |
| Aetna | Medicare Advantage | $8,087.55 | ↑ +163% |
| Banner Health | Medicare Advantage | $8,087.55 | ↑ +163% |
| Health Choice Arizona, Inc. | Medicare Advantage | $8,087.55 | ↑ +163% |
| Kaiser Foundation Health Plan | Medicare Advantage | $8,087.55 | ↑ +163% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $8,087.55 | ↑ +163% |
| Health Net | Medicare | $8,087.55 | ↑ +163% |
| Wellpoint | Medicare Advantage HMO | $8,087.55 | ↑ +163% |
| Care 1st | Medicare Advantage | $8,087.55 | ↑ +163% |
| Humana | Medicare Advantage | $8,330.18 | ↑ +170% |
| Devoted Health Services | Medicare Advantage | $8,491.93 | ↑ +176% |
| Carelon | Medicare Advantage | $8,491.93 | ↑ +176% |
| Gold Kidney Health Plan | Medicare Advantage | $8,896.31 | ↑ +189% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $8,896.31 | ↑ +189% |
| NaphCare | Federal | $10,918.19 | ↑ +255% |
| Aetna | Qualified Health Plan | $10,999.07 | ↑ +257% |
| United Healthcare | Individual Exchange | $11,322.57 | ↑ +268% |
| Health Net | Commerical Exchange Product | $11,969.57 | ↑ +289% |
| Health Choice Arizona, Inc. | ACA Health Plan | $12,131.33 | ↑ +294% |
| Oscar Health Plan | Commercial | $13,344.46 | ↑ +333% |
| Aetna | Banner Employee Plans | $15,142.00 | ↑ +392% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $18,022.66 | ↑ +485% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $19,224.17 | ↑ +524% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $20,185.22 | ↑ +555% |
| Blue Cross Blue Shield of Arizona | Commercial | $24,030.21 | ↑ +680% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $24,030.21 | ↑ +680% |
| Aetna | Joint Venture | $34,658.00 | ↑ +1025% |
| Aetna | Designated Group | $36,824.00 | ↑ +1096% |
| Aetna | Broad Network | $43,322.00 | ↑ +1307% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $3,458.12 | $3,678.85 – $13,344.46 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $8,106.04 | $434.54 – $16,763.80 |
| Mercy Gilbert Medical Center | Gilbert | $4,571.18 | $434.54 – $14,308.14 |
| Banner University Medical Center Tucson | Tucson | $2,764.39 | $3,678.85 – $13,344.46 |
| Banner Baywood Medical Center | Mesa | $1,040.59 | $3,678.85 – $13,344.46 |
| Banner Boswell Medical Center | Sun City | $2,543.66 | $3,678.85 – $13,344.46 |
| Banner Desert Medical Center | Mesa | $3,384.54 | $3,678.85 – $13,344.46 |
| Banner Heart Hospital | Mesa | $3,006.15 | $3,678.85 – $13,344.46 |