Electrophysiology evaluation at Mercy Gilbert Medical Center
3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088
$4,571.18
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$18,582.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$434.54 with United vs $26,285.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $434.54 | ↓ -90% |
| Health Choice | Medicaid|All Plans | $434.54 | ↓ -90% |
| United | Commercial|DignityHealthEmployee | $2,601.48 | ↓ -43% |
| Cigna | Commercial|Exchange | $5,388.78 | ↑ +18% |
| Cigna | Commercial|LocalPlus SureFit | $5,946.24 | ↑ +30% |
| Cigna | Commercial|All Other Plans | $7,618.62 | ↑ +67% |
| Cigna | Commercial|PPO | $7,618.62 | ↑ +67% |
| Mercy Care Plan | Medicare|All Plans | $8,087.55 | ↑ +77% |
| Humana | Medicare|All Plans | $8,087.55 | ↑ +77% |
| Aetna | Medicare|All Plans | $8,087.55 | ↑ +77% |
| First Health | Medicare|All Plans | $8,087.55 | ↑ +77% |
| Cigna | Medicare|All Plans | $8,087.55 | ↑ +77% |
| BCBS - AZ | Medicare|All Plans | $8,087.55 | ↑ +77% |
| Health Choice | Medicare|All Plans | $8,087.55 | ↑ +77% |
| Mercy Care Plan | Medicaid|All Plans | $8,087.55 | ↑ +77% |
| Care 1st | Medicare|All Plans | $8,087.55 | ↑ +77% |
| United | Medicare|All Plans | $8,289.74 | ↑ +81% |
| First Health | Commercial|All Plans | $10,034.28 | ↑ +120% |
| Connected Care | Commercial|Intel | $13,379.04 | ↑ +193% |
| BCBS - AZ | Commercial|Neighborhood | $13,390.76 | ↑ +193% |
| BCBS - AZ | Commercial|MaricopaFocus | $13,390.76 | ↑ +193% |
| MultiPlan | Commercial|All Plans | $14,308.14 | ↑ +213% |
| BCBS - AZ | Commercial|All Other Plans | $17,853.08 | ↑ +291% |
| BCBS - AZ | Commercial|Workers Comp | $18,582.00 | ↑ +307% |
| Aetna | Commercial|PPO | $26,285.00 | ↑ +475% |
| Aetna | Commercial|HMO | $26,285.00 | ↑ +475% |
| Aetna | Commercial|All Other Plans | $26,285.00 | ↑ +475% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $3,079.72 | $4,406.90 – $13,344.46 |
| Banner University Medical Center Tucson | Tucson | $2,764.39 | $3,678.85 – $13,344.46 |
| Banner Baywood Medical Center | Mesa | $1,040.59 | $3,678.85 – $13,344.46 |
| Banner Boswell Medical Center | Sun City | $2,543.66 | $3,678.85 – $13,344.46 |
| Banner Desert Medical Center | Mesa | $3,384.54 | $3,678.85 – $13,344.46 |
| Banner Estrella Medical Center | Phoenix | $3,458.12 | $3,678.85 – $13,344.46 |
| Banner Heart Hospital | Mesa | $3,006.15 | $3,678.85 – $13,344.46 |
| Banner Thunderbird Medical Center | Glendale | $3,006.15 | $72.99 – $13,344.46 |