Cryptococcus abs qn - sendout at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$8.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$44.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.41 with Care 1st vs $66.02 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Care 1st | Medicare Advantage | $14.41 | ↑ +72% |
| Gila River Health Care Corporation | Managed Care Program | $14.41 | ↑ +72% |
| United Healthcare | Medicare Advantage | $14.41 | ↑ +72% |
| UPMC Health Plan | Medicare Advantage | $14.41 | ↑ +72% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $14.41 | ↑ +72% |
| Banner University Health Plan | University Family Plan | $14.41 | ↑ +72% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $14.41 | ↑ +72% |
| Banner University Health Plan | University Care Advantage | $14.41 | ↑ +72% |
| Banner University Health Plan | Medicare Advantage | $14.41 | ↑ +72% |
| Mercy Care | Medicaid | $14.41 | ↑ +72% |
| Mercy Care | Mercy Care Advantage | $14.41 | ↑ +72% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $14.41 | ↑ +72% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $14.41 | ↑ +72% |
| Aetna | Medicare Advantage | $14.41 | ↑ +72% |
| Banner Health | Medicare Advantage | $14.41 | ↑ +72% |
| Health Choice Arizona, Inc. | Medicaid | $14.41 | ↑ +72% |
| Health Choice Arizona, Inc. | Medicare Advantage | $14.41 | ↑ +72% |
| Kaiser Foundation Health Plan | Medicare Advantage | $14.41 | ↑ +72% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $14.41 | ↑ +72% |
| Health Net | Medicare | $14.41 | ↑ +72% |
| Health Net | Medicaid | $14.41 | ↑ +72% |
| Wellpoint | Medicare Advantage HMO | $14.41 | ↑ +72% |
| Arizona Physicians IPA | Medicaid | $14.41 | ↑ +72% |
| Arizona Physicians IPA | Medicare Advantage | $14.41 | ↑ +72% |
| Aetna | Banner Employee Plans | $14.78 | ↑ +77% |
| Humana | Medicare Advantage | $14.84 | ↑ +78% |
| Carelon | Medicare Advantage | $15.13 | ↑ +81% |
| Devoted Health Services | Medicare Advantage | $15.13 | ↑ +81% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $15.85 | ↑ +90% |
| Gold Kidney Health Plan | Medicare Advantage | $15.85 | ↑ +90% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $19.26 | ↑ +130% |
| NaphCare | Federal | $19.45 | ↑ +133% |
| Aetna | Qualified Health Plan | $19.60 | ↑ +134% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $19.80 | ↑ +137% |
| Plotkin Health | Plotkin Health | $19.80 | ↑ +137% |
| United Healthcare | Individual Exchange | $20.17 | ↑ +141% |
| Health Net | Commerical Exchange Product | $21.33 | ↑ +155% |
| Health Choice Arizona, Inc. | ACA Health Plan | $21.61 | ↑ +158% |
| Aetna | Medical Rental | $23.19 | ↑ +177% |
| Quiktrip Corporation | Commercial | $23.76 | ↑ +184% |
| Oscar Health Plan | Commercial | $23.78 | ↑ +184% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $25.30 | ↑ +203% |
| United Healthcare | UHC Doctor's Plan | $26.66 | ↑ +219% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $28.11 | ↑ +236% |
| United Healthcare | UHC Core | $29.47 | ↑ +253% |
| Arizona Medical Network | Commercial | $30.80 | ↑ +268% |
| United Healthcare | Commercial | $32.43 | ↑ +288% |
| Provider Network of America | Commercial | $33.00 | ↑ +295% |
| Aetna | Joint Venture | $48.39 | ↑ +479% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $49.52 | ↑ +492% |
| Aetna | Designated Group | $51.41 | ↑ +515% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $52.82 | ↑ +532% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $55.46 | ↑ +563% |
| Aetna | Broad Network | $60.49 | ↑ +624% |
| Blue Cross Blue Shield of Arizona | Commercial | $66.02 | ↑ +690% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $66.02 | ↑ +690% |
Visitor-reported prices
Comments
Cryptococcus abs qn - sendout at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $10.78 | $14.41 – $33.00 |
| Mercy Gilbert Medical Center | Gilbert | $3.94 | $2.24 – $14.41 |
| Banner University Medical Center Tucson | Tucson | $9.46 | $14.41 – $35.20 |
| Banner University Medical Center South | Tucson | $5.98 | $14.41 – $35.20 |
| Banner Casa Grande Medical Center | Casa Grande | $7.48 | $14.41 – $33.00 |
| Banner Desert Medical Center | Mesa | $11.48 | $14.41 – $33.00 |
| Banner Ironwood Medical Center | San Tan Valley | $9.15 | $14.41 – $33.00 |
| Banner Gateway Medical Center | Gilbert | $6.47 | $14.41 – $33.00 |