Cryptococcus abs qn - sendout at Banner Desert Medical Center

1400 South Dobson Road, Mesa, AZ · Banner Health · · NPI 1720011810

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$11.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$44.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.41 with Wellpoint vs $66.02 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $14.41 ↑ +26%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $14.41 ↑ +26%
UPMC Health Plan Medicare Advantage $14.41 ↑ +26%
United Healthcare UHC Medicare Advantage $14.41 ↑ +26%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $14.41 ↑ +26%
Aetna Medicare Advantage $14.41 ↑ +26%
Mercy Care Mercy Medicaid $14.41 ↑ +26%
Mercy Care Mercy Care Advantage $14.41 ↑ +26%
Arizona Physicians IPA Medicaid $14.41 ↑ +26%
Arizona Physicians IPA Medicare Advantage $14.41 ↑ +26%
Kaiser Foundation Health Plan Medicare Advantage $14.41 ↑ +26%
Banner Health Medicare Advantage $14.41 ↑ +26%
Banner University Health Plan AZ Medicaid - AHCCCS $14.41 ↑ +26%
Banner University Health Plan University Care Advantage $14.41 ↑ +26%
Humana Medicare Advantage $14.41 ↑ +26%
Health Net Medicare $14.41 ↑ +26%
Health Net Medicaid $14.41 ↑ +26%
Health Choice Arizona, Inc. Medicare Advantage $14.41 ↑ +26%
Health Choice Arizona, Inc. Medicaid $14.41 ↑ +26%
Gila River Health Care Corporation Managed Care Program $14.41 ↑ +26%
Blue Cross Blue Shield of Arizona Medicare Advantage $14.41 ↑ +26%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $14.41 ↑ +26%
Care 1st Medicare Advantage $14.41 ↑ +26%
Aetna Banner Employee Plans $14.78 ↑ +29%
Devoted Health Services Medicare Advantage $15.13 ↑ +32%
Carelon Medicare Advantage $15.13 ↑ +32%
Hospice of the Valley Medicare $15.40 ↑ +34%
Gold Kidney Health Plan Medicare Advantage $15.85 ↑ +38%
Arizona Priority Care Medicare Advantage $15.85 ↑ +38%
NaphCare Federal Prison System $19.45 ↑ +69%
Aetna Qualified Health Plan $19.60 ↑ +71%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $19.80 ↑ +72%
Plotkin Health Plotkin Health $19.80 ↑ +72%
United Healthcare Individual Exchange $20.17 ↑ +76%
Health Net Commerical Exchange Product $21.33 ↑ +86%
Health Choice Arizona, Inc. ACA Health Plan $21.61 ↑ +88%
Aetna Medical Rental $23.19 ↑ +102%
Quiktrip Corporation Commercial $23.76 ↑ +107%
Oscar Health Plan Commercial $23.78 ↑ +107%
Cigna Healthcare of Arizona, Inc. LocalFlex $25.30 ↑ +120%
United Healthcare UHC Doctor's Plan $26.66 ↑ +132%
Cigna Healthcare of Arizona, Inc. Commercial $28.11 ↑ +145%
United Healthcare UHC Core $29.47 ↑ +157%
Arizona Medical Network Commercial $30.80 ↑ +168%
United Healthcare Commercial $32.43 ↑ +182%
Provider Network of America Commercial $33.00 ↑ +187%
Aetna Joint Venture $48.39 ↑ +322%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $49.52 ↑ +331%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $49.52 ↑ +331%
Aetna Designated Group $51.41 ↑ +348%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $52.82 ↑ +360%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $55.46 ↑ +383%
Aetna Broad Network $60.49 ↑ +427%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $66.02 ↑ +475%
Blue Cross Blue Shield of Arizona Commercial $66.02 ↑ +475%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $66.02 ↑ +475%

Visitor-reported prices

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Cryptococcus abs qn - sendout at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $3.94 $2.24 – $14.41
Banner University Medical Center Phoenix Phoenix $8.36 $14.41 – $33.00
Banner University Medical Center Tucson Tucson $9.46 $14.41 – $35.20
Banner University Medical Center South Tucson $5.98 $14.41 – $35.20
Banner Casa Grande Medical Center Casa Grande $7.48 $14.41 – $33.00
Banner Ironwood Medical Center San Tan Valley $9.15 $14.41 – $33.00
Banner Estrella Medical Center Phoenix $10.78 $14.41 – $33.00
Banner Gateway Medical Center Gilbert $6.47 $14.41 – $33.00

All Arizona hospitals for this procedure →