Cold agglutinin titer at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$4.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$25.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.06 with Wellpoint vs $36.95 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $8.06 ↑ +70%
Aetna Medicare Advantage $8.06 ↑ +70%
Arizona Physicians IPA Medicaid $8.06 ↑ +70%
Arizona Physicians IPA Medicare Advantage $8.06 ↑ +70%
Banner Health Medicare Advantage $8.06 ↑ +70%
Banner University Health Plan AZ Medicaid - AHCCCS $8.06 ↑ +70%
Banner University Health Plan Medicare Advantage $8.06 ↑ +70%
Banner University Health Plan University Care Advantage $8.06 ↑ +70%
Banner University Health Plan University Family Plan $8.06 ↑ +70%
Blue Cross Blue Shield of Arizona Medicare Advantage $8.06 ↑ +70%
Care 1st Medicare Advantage $8.06 ↑ +70%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $8.06 ↑ +70%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $8.06 ↑ +70%
Gila River Health Care Corporation Managed Care Program $8.06 ↑ +70%
Health Choice Arizona, Inc. Medicaid $8.06 ↑ +70%
Health Choice Arizona, Inc. Medicare Advantage $8.06 ↑ +70%
Health Net Medicaid $8.06 ↑ +70%
Health Net Medicare $8.06 ↑ +70%
Kaiser Foundation Health Plan Medicare Advantage $8.06 ↑ +70%
Mercy Care Medicaid $8.06 ↑ +70%
Mercy Care Mercy Care Advantage $8.06 ↑ +70%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $8.06 ↑ +70%
United Healthcare Medicare Advantage $8.06 ↑ +70%
UPMC Health Plan Medicare Advantage $8.06 ↑ +70%
Humana Medicare Advantage $8.30 ↑ +75%
Aetna Banner Employee Plans $8.40 ↑ +77%
Carelon Medicare Advantage $8.46 ↑ +78%
Devoted Health Services Medicare Advantage $8.46 ↑ +78%
Gold Kidney Health Plan Medicare Advantage $8.87 ↑ +87%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $8.87 ↑ +87%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $10.78 ↑ +127%
NaphCare Federal $10.88 ↑ +129%
Aetna Qualified Health Plan $10.96 ↑ +131%
Plotkin Health Plotkin Health $11.25 ↑ +137%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $11.25 ↑ +137%
United Healthcare Individual Exchange $11.28 ↑ +137%
Health Net Commerical Exchange Product $11.93 ↑ +151%
Health Choice Arizona, Inc. ACA Health Plan $12.09 ↑ +155%
Aetna Medical Rental $13.18 ↑ +177%
Oscar Health Plan Commercial $13.30 ↑ +180%
Quiktrip Corporation Commercial $13.50 ↑ +184%
Cigna Healthcare of Arizona, Inc. LocalFlex $14.15 ↑ +198%
United Healthcare UHC Doctor's Plan $14.91 ↑ +214%
Cigna Healthcare of Arizona, Inc. Commercial $15.72 ↑ +231%
United Healthcare UHC Core $16.49 ↑ +247%
Arizona Medical Network Commercial $17.50 ↑ +268%
United Healthcare Commercial $18.14 ↑ +282%
Provider Network of America Commercial $18.75 ↑ +295%
Aetna Joint Venture $27.07 ↑ +470%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $27.71 ↑ +483%
Aetna Designated Group $28.76 ↑ +505%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $29.56 ↑ +522%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $31.04 ↑ +553%
Aetna Broad Network $33.84 ↑ +612%
Blue Cross Blue Shield of Arizona Commercial $36.95 ↑ +678%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $36.95 ↑ +678%

Visitor-reported prices

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Cold agglutinin titer at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $6.12 $8.06 – $18.75
Arizona General Hospital Laveen Phoenix $11.23 $4.83 – $40.04
St. Joseph’s Hospital and Medical Center Phoenix $18.72 $3.39 – $38.71
Mercy Gilbert Medical Center Gilbert $7.94 $4.52 – $24.83
Banner University Medical Center Tucson Tucson $5.38 $8.06 – $20.00
Banner University Medical Center South Tucson $3.40 $8.06 – $20.00
Banner Baywood Medical Center Mesa $4.20 $8.06 – $18.75
Banner Boswell Medical Center Sun City $4.58 $8.06 – $20.00

All Arizona hospitals for this procedure →