Cold agglutinin titer at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$6.12

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$25.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.06 with Wellpoint vs $36.95 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $8.06 ↑ +32%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $8.06 ↑ +32%
UPMC Health Plan Medicare Advantage $8.06 ↑ +32%
United Healthcare UHC Medicare Advantage $8.06 ↑ +32%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $8.06 ↑ +32%
Aetna Medicare Advantage $8.06 ↑ +32%
Mercy Care Mercy Medicaid $8.06 ↑ +32%
Mercy Care Mercy Care Advantage $8.06 ↑ +32%
Arizona Physicians IPA Medicaid $8.06 ↑ +32%
Arizona Physicians IPA Medicare Advantage $8.06 ↑ +32%
Kaiser Foundation Health Plan Medicare Advantage $8.06 ↑ +32%
Banner Health Medicare Advantage $8.06 ↑ +32%
Banner University Health Plan AZ Medicaid - AHCCCS $8.06 ↑ +32%
Banner University Health Plan University Care Advantage $8.06 ↑ +32%
Humana Medicare Advantage $8.06 ↑ +32%
Health Net Medicare $8.06 ↑ +32%
Health Net Medicaid $8.06 ↑ +32%
Health Choice Arizona, Inc. Medicare Advantage $8.06 ↑ +32%
Health Choice Arizona, Inc. Medicaid $8.06 ↑ +32%
Gila River Health Care Corporation Managed Care Program $8.06 ↑ +32%
Blue Cross Blue Shield of Arizona Medicare Advantage $8.06 ↑ +32%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $8.06 ↑ +32%
Care 1st Medicare Advantage $8.06 ↑ +32%
Aetna Banner Employee Plans $8.40 ↑ +37%
Devoted Health Services Medicare Advantage $8.46 ↑ +38%
Carelon Medicare Advantage $8.46 ↑ +38%
Hospice of the Valley Medicare $8.75 ↑ +43%
Gold Kidney Health Plan Medicare Advantage $8.87 ↑ +45%
Arizona Priority Care Medicare Advantage $8.87 ↑ +45%
NaphCare Federal Prison System $10.88 ↑ +78%
Aetna Qualified Health Plan $10.96 ↑ +79%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $11.25 ↑ +84%
Plotkin Health Plotkin Health $11.25 ↑ +84%
United Healthcare Individual Exchange $11.28 ↑ +84%
Health Net Commerical Exchange Product $11.93 ↑ +95%
Health Choice Arizona, Inc. ACA Health Plan $12.09 ↑ +98%
Aetna Medical Rental $13.18 ↑ +115%
Oscar Health Plan Commercial $13.30 ↑ +117%
Quiktrip Corporation Commercial $13.50 ↑ +121%
Cigna Healthcare of Arizona, Inc. LocalFlex $14.15 ↑ +131%
United Healthcare UHC Doctor's Plan $14.91 ↑ +144%
Cigna Healthcare of Arizona, Inc. Commercial $15.72 ↑ +157%
United Healthcare UHC Core $16.49 ↑ +169%
Arizona Medical Network Commercial $17.50 ↑ +186%
United Healthcare Commercial $18.14 ↑ +196%
Provider Network of America Commercial $18.75 ↑ +206%
Aetna Joint Venture $27.07 ↑ +342%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $27.71 ↑ +353%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $27.71 ↑ +353%
Aetna Designated Group $28.76 ↑ +370%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $29.56 ↑ +383%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $31.04 ↑ +407%
Aetna Broad Network $33.84 ↑ +453%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $36.95 ↑ +504%
Blue Cross Blue Shield of Arizona Commercial $36.95 ↑ +504%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $36.95 ↑ +504%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cold agglutinin titer at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $4.75 $8.06 – $18.75
Arizona General Hospital Laveen Phoenix $11.23 $4.83 – $40.04
St. Joseph’s Hospital and Medical Center Phoenix $18.72 $3.39 – $38.71
Mercy Gilbert Medical Center Gilbert $7.94 $4.52 – $24.83
Banner University Medical Center Tucson Tucson $5.38 $8.06 – $20.00
Banner University Medical Center South Tucson $3.40 $8.06 – $20.00
Banner Baywood Medical Center Mesa $4.20 $8.06 – $18.75
Banner Boswell Medical Center Sun City $4.58 $8.06 – $20.00

All Arizona hospitals for this procedure →