Cath left heart transseptal punc at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$1,535.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,795.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,159.00 with Aetna vs $14,854.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $1,159.00 | ↓ -25% |
| Aetna | Qualified Health Plan | $1,303.88 | ↓ -15% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,738.50 | ↑ +13% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,937.89 | ↑ +26% |
| United Healthcare | UHC Doctor's Plan | $2,114.00 | ↑ +38% |
| United Healthcare | UHC Core | $2,210.00 | ↑ +44% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $2,318.00 | ↑ +51% |
| United Healthcare | Commercial | $2,326.00 | ↑ +51% |
| Arizona Physicians IPA | Medicaid | $2,554.93 | ↑ +66% |
| Mercy Care | Medicaid | $2,554.93 | ↑ +66% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $2,554.93 | ↑ +66% |
| Banner University Health Plan | University Family Plan | $2,554.93 | ↑ +66% |
| Health Choice Arizona, Inc. | Medicaid | $2,554.93 | ↑ +66% |
| Health Net | Medicaid | $2,554.93 | ↑ +66% |
| Plotkin Health | Plotkin Health | $2,607.75 | ↑ +70% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $2,607.75 | ↑ +70% |
| Health Net | Medicare | $2,897.50 | ↑ +89% |
| Oscar Health Plan | Commercial | $2,897.50 | ↑ +89% |
| Health Choice Arizona, Inc. | ACA Health Plan | $2,897.50 | ↑ +89% |
| Aetna | Medical Rental | $3,053.97 | ↑ +99% |
| Health Net | Commerical Exchange Product | $3,129.30 | ↑ +104% |
| Quiktrip Corporation | Commercial | $3,129.30 | ↑ +104% |
| Arizona Medical Network | Commercial | $4,056.50 | ↑ +164% |
| Provider Network of America | Commercial | $4,346.25 | ↑ +183% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $4,981.11 | ↑ +224% |
| Aetna | Banner Employee Plans | $5,013.00 | ↑ +226% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $5,313.18 | ↑ +246% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $5,578.80 | ↑ +263% |
| Blue Cross Blue Shield of Arizona | Commercial | $6,641.48 | ↑ +332% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $6,641.48 | ↑ +332% |
| Aetna | Joint Venture | $11,883.00 | ↑ +674% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $12,389.00 | ↑ +707% |
| Aetna | Designated Group | $12,626.00 | ↑ +722% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $13,766.00 | ↑ +796% |
| Aetna | Broad Network | $14,854.00 | ↑ +867% |
Visitor-reported prices
Comments
Cath left heart transseptal punc at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $1,095.26 | $1,159.00 – $12,389.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $5,289.56 | $210.99 – $10,939.13 |
| Mercy Gilbert Medical Center | Gilbert | $3,901.07 | $210.99 – $12,210.66 |
| Banner University Medical Center Tucson | Tucson | $1,956.60 | $1,854.60 – $13,103.00 |
| Banner University Medical Center South | Tucson | $1,066.39 | $1,854.60 – $13,103.00 |
| Banner Baywood Medical Center | Mesa | $1,460.69 | $1,159.00 – $12,389.00 |
| Banner Boswell Medical Center | Sun City | $1,141.62 | $1,159.00 – $12,389.00 |
| Banner Desert Medical Center | Mesa | $1,170.59 | $1,159.00 – $12,389.00 |