Cath left heart transseptal punc at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,901.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$15,858.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$210.99 with Health Choice vs $12,210.66 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $210.99 ↓ -95%
United Medicaid|All Plans $210.99 ↓ -95%
United Commercial|DignityHealthEmployee $2,220.12 ↓ -43%
BCBS - AZ Commercial|MaricopaFocus $3,700.94 ↓ -5%
BCBS - AZ Commercial|Neighborhood $3,700.94 ↓ -5%
Cigna Commercial|Exchange $4,598.82 ↑ +18%
BCBS - AZ Commercial|All Other Plans $4,934.24 ↑ +26%
Cigna Commercial|LocalPlus SureFit $5,074.56 ↑ +30%
Cigna Commercial|PPO $6,501.78 ↑ +67%
Cigna Commercial|All Other Plans $6,501.78 ↑ +67%
BCBS - AZ Commercial|Workers Comp $7,328.17 ↑ +88%
First Health Commercial|All Plans $8,563.32 ↑ +120%
Connected Care Commercial|Intel $8,880.48 ↑ +128%
Aetna Commercial|HMO $9,448.00 ↑ +142%
Aetna Commercial|PPO $9,448.00 ↑ +142%
Aetna Commercial|All Other Plans $9,448.00 ↑ +142%
MultiPlan Commercial|All Plans $12,210.66 ↑ +213%

Visitor-reported prices

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Cath left heart transseptal punc at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,535.68 $1,159.00 – $12,389.00
Banner University Medical Center Tucson Tucson $1,956.60 $1,854.60 – $13,103.00
Banner University Medical Center South Tucson $1,066.39 $1,854.60 – $13,103.00
Banner Baywood Medical Center Mesa $1,460.69 $1,159.00 – $12,389.00
Banner Boswell Medical Center Sun City $1,141.62 $1,159.00 – $12,389.00
Banner Desert Medical Center Mesa $1,170.59 $1,159.00 – $12,389.00
Banner Estrella Medical Center Phoenix $1,095.26 $1,159.00 – $12,389.00
Banner Heart Hospital Mesa $1,187.97 $1,159.00 – $12,389.00

All Arizona hospitals for this procedure →