Brcassure comprehensive panel-sendout at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$1,527.53
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,475.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,824.88 with Wellpoint vs $9,472.81 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicare Advantage HMO | $1,824.88 | ↑ +19% |
| Aetna | Medicare Advantage | $1,824.88 | ↑ +19% |
| Arizona Physicians IPA | Medicaid | $1,824.88 | ↑ +19% |
| Arizona Physicians IPA | Medicare Advantage | $1,824.88 | ↑ +19% |
| Banner Health | Medicare Advantage | $1,824.88 | ↑ +19% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $1,824.88 | ↑ +19% |
| Banner University Health Plan | Medicare Advantage | $1,824.88 | ↑ +19% |
| Banner University Health Plan | University Care Advantage | $1,824.88 | ↑ +19% |
| Banner University Health Plan | University Family Plan | $1,824.88 | ↑ +19% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $1,824.88 | ↑ +19% |
| Care 1st | Medicare Advantage | $1,824.88 | ↑ +19% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $1,824.88 | ↑ +19% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $1,824.88 | ↑ +19% |
| Gila River Health Care Corporation | Managed Care Program | $1,824.88 | ↑ +19% |
| Health Choice Arizona, Inc. | Medicaid | $1,824.88 | ↑ +19% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,824.88 | ↑ +19% |
| Health Net | Medicaid | $1,824.88 | ↑ +19% |
| Health Net | Medicare | $1,824.88 | ↑ +19% |
| Kaiser Foundation Health Plan | Medicare Advantage | $1,824.88 | ↑ +19% |
| Mercy Care | Medicaid | $1,824.88 | ↑ +19% |
| Mercy Care | Mercy Care Advantage | $1,824.88 | ↑ +19% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $1,824.88 | ↑ +19% |
| United Healthcare | Medicare Advantage | $1,824.88 | ↑ +19% |
| UPMC Health Plan | Medicare Advantage | $1,824.88 | ↑ +19% |
| Aetna | Banner Employee Plans | $1,839.60 | ↑ +20% |
| Humana | Medicare Advantage | $1,879.63 | ↑ +23% |
| Carelon | Medicare Advantage | $1,916.12 | ↑ +25% |
| Devoted Health Services | Medicare Advantage | $1,916.12 | ↑ +25% |
| Gold Kidney Health Plan | Medicare Advantage | $2,007.37 | ↑ +31% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $2,007.37 | ↑ +31% |
| NaphCare | Federal | $2,463.59 | ↑ +61% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $2,463.75 | ↑ +61% |
| Plotkin Health | Plotkin Health | $2,463.75 | ↑ +61% |
| Aetna | Qualified Health Plan | $2,481.84 | ↑ +62% |
| United Healthcare | Individual Exchange | $2,554.83 | ↑ +67% |
| Health Net | Commerical Exchange Product | $2,700.82 | ↑ +77% |
| Health Choice Arizona, Inc. | ACA Health Plan | $2,737.32 | ↑ +79% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $2,764.03 | ↑ +81% |
| Aetna | Medical Rental | $2,885.32 | ↑ +89% |
| Quiktrip Corporation | Commercial | $2,956.50 | ↑ +94% |
| Oscar Health Plan | Commercial | $3,011.05 | ↑ +97% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $3,202.66 | ↑ +110% |
| United Healthcare | UHC Doctor's Plan | $3,375.30 | ↑ +121% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $3,558.51 | ↑ +133% |
| United Healthcare | UHC Core | $3,731.70 | ↑ +144% |
| Arizona Medical Network | Commercial | $3,832.50 | ↑ +151% |
| United Healthcare | Commercial | $4,105.98 | ↑ +169% |
| Provider Network of America | Commercial | $4,106.25 | ↑ +169% |
| Aetna | Joint Venture | $6,127.95 | ↑ +301% |
| Aetna | Designated Group | $6,511.17 | ↑ +326% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $7,104.61 | ↑ +365% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $7,578.25 | ↑ +396% |
| Aetna | Broad Network | $7,660.85 | ↑ +402% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $7,957.10 | ↑ +421% |
| Blue Cross Blue Shield of Arizona | Commercial | $9,472.81 | ↑ +520% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $9,472.81 | ↑ +520% |
Visitor-reported prices
Comments
Brcassure comprehensive panel-sendout at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $1,023.82 | $1,824.88 – $4,106.25 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $2,709.15 | $123.69 – $651.00 |
| Mercy Gilbert Medical Center | Gilbert | $1,795.69 | $1,021.94 – $5,620.64 |
| Banner University Medical Center Tucson | Tucson | $1,330.42 | $1,824.88 – $4,380.00 |
| Banner University Medical Center South | Tucson | $936.22 | $1,824.88 – $4,380.00 |
| Banner Baywood Medical Center | Mesa | $1,193.55 | $1,824.88 – $4,106.25 |
| Banner Boswell Medical Center | Sun City | $1,242.83 | $1,824.88 – $4,380.00 |
| Banner Casa Grande Medical Center | Casa Grande | $865.05 | $1,824.88 – $4,106.25 |