Brcassure comprehensive panel-sendout at Mercy Gilbert Medical Center
3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088
$1,795.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,299.52
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,021.94 with United vs $7,299.52 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|DignityHealthEmployee | $1,021.94 | ↓ -43% |
| Humana | Medicare|All Plans | $1,824.88 | ↑ +2% |
| Care 1st | Medicare|All Plans | $1,824.88 | ↑ +2% |
| Aetna | Medicare|All Plans | $1,824.88 | ↑ +2% |
| First Health | Medicare|All Plans | $1,824.88 | ↑ +2% |
| Cigna | Medicare|All Plans | $1,824.88 | ↑ +2% |
| BCBS - AZ | Medicare|All Plans | $1,824.88 | ↑ +2% |
| Health Choice | Medicare|All Plans | $1,824.88 | ↑ +2% |
| Mercy Care Plan | Medicaid|All Plans | $1,824.88 | ↑ +2% |
| Mercy Care Plan | Medicare|All Plans | $1,824.88 | ↑ +2% |
| Health Choice | Medicaid|All Plans | $1,870.50 | ↑ +4% |
| United | Medicaid|All Plans | $1,870.50 | ↑ +4% |
| United | Medicare|All Plans | $1,870.51 | ↑ +4% |
| United | Commercial|Navigate | $2,189.86 | ↑ +22% |
| United | Commercial|Options PPO | $2,189.86 | ↑ +22% |
| United | Commercial|All Other Plans | $2,189.86 | ↑ +22% |
| Cigna | Commercial|Exchange | $3,795.74 | ↑ +111% |
| First Health | Commercial|All Plans | $3,941.75 | ↑ +120% |
| Cigna | Commercial|LocalPlus SureFit | $4,056.70 | ↑ +126% |
| BCBS - AZ | Commercial|MaricopaFocus | $5,278.70 | ↑ +194% |
| BCBS - AZ | Commercial|Neighborhood | $5,278.70 | ↑ +194% |
| Cigna | Commercial|PPO | $5,337.77 | ↑ +197% |
| Cigna | Commercial|All Other Plans | $5,337.77 | ↑ +197% |
| MultiPlan | Commercial|All Plans | $5,620.64 | ↑ +213% |
| BCBS - AZ | Commercial|All Other Plans | $7,037.76 | ↑ +292% |
| Aetna | Commercial|PPO | $7,299.52 | ↑ +307% |
| Aetna | Commercial|HMO | $7,299.52 | ↑ +307% |
| BCBS - AZ | Commercial|Workers Comp | $7,299.52 | ↑ +307% |
| Aetna | Commercial|All Other Plans | $7,299.52 | ↑ +307% |
Visitor-reported prices
Comments
Brcassure comprehensive panel-sendout at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Gateway Medical Center | Gilbert | $969.07 | $1,824.88 – $4,106.25 |
| Banner University Medical Center Phoenix | Phoenix | $1,527.53 | $1,824.88 – $4,106.25 |
| Banner University Medical Center Tucson | Tucson | $1,330.42 | $1,824.88 – $4,380.00 |
| Banner University Medical Center South | Tucson | $936.22 | $1,824.88 – $4,380.00 |
| Banner Baywood Medical Center | Mesa | $1,193.55 | $1,824.88 – $4,106.25 |
| Banner Boswell Medical Center | Sun City | $1,242.83 | $1,824.88 – $4,380.00 |
| Banner Casa Grande Medical Center | Casa Grande | $865.05 | $1,824.88 – $4,106.25 |
| Banner Del Webb Medical Center | Sun City West | $974.55 | $1,824.88 – $4,380.00 |