Appl modality 1/> areas paraffin bath 97018 at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$9.11
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$66.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.20 with Aetna vs $265.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $13.20 | ↑ +45% |
| Mercy Care | Medicaid | $14.78 | ↑ +62% |
| Health Choice Arizona, Inc. | Medicaid | $14.78 | ↑ +62% |
| Arizona Physicians IPA | Medicaid | $14.78 | ↑ +62% |
| Health Net | Medicaid | $14.78 | ↑ +62% |
| Aetna | Qualified Health Plan | $14.85 | ↑ +63% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $15.35 | ↑ +68% |
| Health Choice Arizona, Inc. | Medicare Advantage | $19.80 | ↑ +117% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $26.40 | ↑ +190% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $29.70 | ↑ +226% |
| Plotkin Health | Plotkin Health | $29.70 | ↑ +226% |
| Aetna | Joint Venture | $30.49 | ↑ +235% |
| Aetna | Designated Group | $32.41 | ↑ +256% |
| Health Net | Medicare | $33.00 | ↑ +262% |
| Oscar Health Plan | Commercial | $33.00 | ↑ +262% |
| Health Choice Arizona, Inc. | ACA Health Plan | $33.00 | ↑ +262% |
| Aetna | Medical Rental | $34.78 | ↑ +282% |
| Quiktrip Corporation | Commercial | $35.64 | ↑ +291% |
| Health Net | Commerical Exchange Product | $35.64 | ↑ +291% |
| Aetna | Broad Network | $38.08 | ↑ +318% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $39.44 | ↑ +333% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $42.07 | ↑ +362% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $44.18 | ↑ +385% |
| Arizona Medical Network | Commercial | $46.20 | ↑ +407% |
| Provider Network of America | Commercial | $49.50 | ↑ +443% |
| Blue Cross Blue Shield of Arizona | Commercial | $52.59 | ↑ +477% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $52.59 | ↑ +477% |
| Aetna | Banner Employee Plans | $81.00 | ↑ +789% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $203.00 | ↑ +2128% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $225.00 | ↑ +2370% |
| United Healthcare | UHC Doctor's Plan | $241.00 | ↑ +2545% |
| United Healthcare | UHC Core | $252.00 | ↑ +2666% |
| United Healthcare | Commercial | $265.00 | ↑ +2809% |
Visitor-reported prices
Comments
Appl modality 1/> areas paraffin bath 97018 at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center South | Tucson | $9.83 | $10.40 – $268.00 |
| Banner Baywood Medical Center | Mesa | $8.45 | $13.20 – $241.00 |
| Banner Boswell Medical Center | Sun City | $10.56 | $13.20 – $241.00 |
| Banner Casa Grande Medical Center | Casa Grande | $11.88 | $13.20 – $235.00 |
| Banner Del Webb Medical Center | Sun City West | $9.50 | $13.20 – $241.00 |
| Banner Ironwood Medical Center | San Tan Valley | $4.16 | $13.20 – $241.00 |
| Banner Gateway Medical Center | Gilbert | $19.21 | $13.20 – $241.00 |
| Banner Goldfield Medical Center | Apache Junction | $11.95 | $13.20 – $241.00 |