Appl modality 1/> areas paraffin bath 97018 at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$8.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$66.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.20 with Aetna vs $265.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $13.20 ↑ +56%
Mercy Care Mercy Medicaid $13.66 ↑ +62%
Arizona Physicians IPA Medicaid $13.66 ↑ +62%
Health Net Medicaid $13.66 ↑ +62%
Aetna Qualified Health Plan $16.76 ↑ +98%
Health Choice Arizona, Inc. Medicare Advantage $19.80 ↑ +134%
Hospice of the Valley Medicare $23.10 ↑ +173%
Arizona Priority Care Medicare Advantage $26.40 ↑ +212%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $29.70 ↑ +251%
Plotkin Health Plotkin Health $29.70 ↑ +251%
Aetna Joint Venture $30.49 ↑ +261%
Aetna Designated Group $32.41 ↑ +284%
Health Net Medicare $33.00 ↑ +291%
Oscar Health Plan Commercial $33.00 ↑ +291%
Health Choice Arizona, Inc. ACA Health Plan $33.00 ↑ +291%
Aetna Medical Rental $34.78 ↑ +312%
Quiktrip Corporation Commercial $35.64 ↑ +322%
Health Net Commerical Exchange Product $35.64 ↑ +322%
Aetna Broad Network $38.08 ↑ +351%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $39.44 ↑ +367%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $42.07 ↑ +398%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $44.18 ↑ +423%
Arizona Medical Network Commercial $46.20 ↑ +447%
Provider Network of America Commercial $49.50 ↑ +486%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $52.59 ↑ +522%
Blue Cross Blue Shield of Arizona Commercial $52.59 ↑ +522%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $52.59 ↑ +522%
Aetna Banner Employee Plans $81.00 ↑ +859%
Cigna Healthcare of Arizona, Inc. LocalFlex $203.00 ↑ +2302%
Cigna Healthcare of Arizona, Inc. Commercial $225.00 ↑ +2563%
United Healthcare UHC Doctor's Plan $241.00 ↑ +2752%
United Healthcare UHC Core $252.00 ↑ +2882%
United Healthcare Commercial $265.00 ↑ +3036%

Visitor-reported prices

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Appl modality 1/> areas paraffin bath 97018 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Heart Hospital Mesa $13.00 $11.75 – $241.00
Banner University Medical Center Phoenix Phoenix $9.11 $13.20 – $241.00
Banner University Medical Center South Tucson $9.83 $10.40 – $268.00
Banner Boswell Medical Center Sun City $10.56 $13.20 – $241.00
Banner Casa Grande Medical Center Casa Grande $11.88 $13.20 – $235.00
Banner Del Webb Medical Center Sun City West $9.50 $13.20 – $241.00
Banner Ironwood Medical Center San Tan Valley $4.16 $13.20 – $241.00
Banner Gateway Medical Center Gilbert $19.21 $13.20 – $241.00

All Arizona hospitals for this procedure →