Ablation cryo adrenal tumor at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$2,600.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,263.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$949.44 with Blue Cross Blue Shield of Arizona vs $10,260.33 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $949.44 ↓ -63%
Aetna Banner Employee Plans $1,170.00 ↓ -55%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↓ -6%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +0%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +5%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $2,850.75 ↑ +10%
Plotkin Health Plotkin Health $2,850.75 ↑ +10%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +25%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +25%
Aetna Medical Rental $3,338.55 ↑ +28%
Quiktrip Corporation Commercial $3,420.90 ↑ +32%
Arizona Physicians IPA Medicaid $3,668.82 ↑ +41%
Mercy Care Medicaid $3,668.82 ↑ +41%
Health Choice Arizona, Inc. Medicaid $3,668.82 ↑ +41%
Health Net Medicaid $3,668.82 ↑ +41%
Banner University Health Plan AZ Medicaid - AHCCCS $3,668.82 ↑ +41%
Banner University Health Plan University Family Plan $3,668.82 ↑ +41%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +55%
Aetna Joint Venture $4,405.00 ↑ +69%
Arizona Medical Network Commercial $4,434.50 ↑ +71%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +72%
Aetna Designated Group $4,680.00 ↑ +80%
Provider Network of America Commercial $4,751.25 ↑ +83%
Aetna Broad Network $5,506.00 ↑ +112%
Wellpoint Medicare Advantage HMO $6,218.38 ↑ +139%
Aetna Medicare Advantage $6,218.38 ↑ +139%
Arizona Physicians IPA Medicare Advantage $6,218.38 ↑ +139%
Banner Health Medicare Advantage $6,218.38 ↑ +139%
Banner University Health Plan Medicare Advantage $6,218.38 ↑ +139%
Banner University Health Plan University Care Advantage $6,218.38 ↑ +139%
Blue Cross Blue Shield of Arizona Medicare Advantage $6,218.38 ↑ +139%
Care 1st Medicare Advantage $6,218.38 ↑ +139%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $6,218.38 ↑ +139%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $6,218.38 ↑ +139%
Gila River Health Care Corporation Managed Care Program $6,218.38 ↑ +139%
Health Choice Arizona, Inc. Medicare Advantage $6,218.38 ↑ +139%
Health Net Medicare $6,218.38 ↑ +139%
Kaiser Foundation Health Plan Medicare Advantage $6,218.38 ↑ +139%
Mercy Care Mercy Care Advantage $6,218.38 ↑ +139%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $6,218.38 ↑ +139%
United Healthcare Medicare Advantage $6,218.38 ↑ +139%
UPMC Health Plan Medicare Advantage $6,218.38 ↑ +139%
Humana Medicare Advantage $6,404.93 ↑ +146%
Devoted Health Services Medicare Advantage $6,529.30 ↑ +151%
Carelon Medicare Advantage $6,529.30 ↑ +151%
Gold Kidney Health Plan Medicare Advantage $6,840.22 ↑ +163%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $6,840.22 ↑ +163%
NaphCare Federal $8,394.81 ↑ +223%
Aetna Qualified Health Plan $8,457.00 ↑ +225%
United Healthcare UHC Doctor's Plan $8,578.00 ↑ +230%
United Healthcare Individual Exchange $8,705.73 ↑ +235%
United Healthcare UHC Core $8,965.00 ↑ +245%
Health Net Commerical Exchange Product $9,203.20 ↑ +254%
Health Choice Arizona, Inc. ACA Health Plan $9,327.57 ↑ +259%
United Healthcare Commercial $9,437.00 ↑ +263%
Oscar Health Plan Commercial $10,260.33 ↑ +295%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ablation cryo adrenal tumor at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix not published $1,530.45 – $6,404.94
St. Joseph’s Hospital and Medical Center Phoenix not published $1,770.91 – $6,404.93
Mercy Gilbert Medical Center Gilbert $1,380.31 $785.54 – $5,611.00
Banner University Medical Center Tucson Tucson $3,275.71 $1,038.00 – $10,260.33
Chandler Regional Medical Center Chandler $1,503.75 $785.54 – $5,611.00
Banner Desert Medical Center Mesa not published $2,440.42 – $3,668.82
Yavapai Regional Medical Center (East) Prescott not published $3,760.54 – $6,591.49
Arizona General Hospital Mesa Mesa not published $1,530.45 – $6,404.94

All Arizona hospitals for this procedure →