Ablation cryo adrenal tumor at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,380.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,611.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$785.54 with United vs $5,751.28 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $785.54 ↓ -43%
BCBS - AZ Commercial|MaricopaFocus $1,813.22 ↑ +31%
BCBS - AZ Commercial|Neighborhood $1,813.22 ↑ +31%
BCBS - AZ Commercial|All Other Plans $2,417.46 ↑ +75%
First Health Commercial|All Plans $3,029.94 ↑ +120%
Cigna Commercial|Exchange $3,377.00 ↑ +145%
BCBS - AZ Commercial|Workers Comp $3,590.33 ↑ +160%
Cigna Commercial|LocalPlus SureFit $3,615.00 ↑ +162%
Health Choice Medicaid|All Plans $3,760.54 ↑ +172%
United Medicaid|All Plans $3,760.54 ↑ +172%
MultiPlan Commercial|All Plans $4,320.47 ↑ +213%
Cigna Commercial|All Other Plans $4,756.00 ↑ +245%
Cigna Commercial|PPO $4,756.00 ↑ +245%
Mercy Care Plan Medicare|All Plans $5,611.00 ↑ +307%
Humana Medicare|All Plans $5,611.00 ↑ +307%
Aetna Medicare|All Plans $5,611.00 ↑ +307%
First Health Medicare|All Plans $5,611.00 ↑ +307%
Cigna Medicare|All Plans $5,611.00 ↑ +307%
BCBS - AZ Medicare|All Plans $5,611.00 ↑ +307%
Care 1st Medicare|All Plans $5,611.00 ↑ +307%
Health Choice Medicare|All Plans $5,611.00 ↑ +307%
Mercy Care Plan Medicaid|All Plans $5,611.00 ↑ +307%
United Medicare|All Plans $5,751.28 ↑ +317%

Visitor-reported prices

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Ablation cryo adrenal tumor at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $2,600.15 $949.44 – $10,260.33
Banner University Medical Center Tucson Tucson $3,275.71 $1,038.00 – $10,260.33
Chandler Regional Medical Center Chandler $1,503.75 $785.54 – $5,611.00
Banner Desert Medical Center Mesa not published $2,440.42 – $3,668.82
Arizona General Hospital Laveen Phoenix not published $1,530.45 – $6,404.94
St. Joseph’s Hospital and Medical Center Phoenix not published $1,770.91 – $6,404.93
Yavapai Regional Medical Center (East) Prescott not published $3,760.54 – $6,591.49
Arizona General Hospital Mesa Mesa not published $1,530.45 – $6,404.94

All Arizona hospitals for this procedure →