Ablate arrhythmia add on at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$5,816.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$19,853.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,970.60 with Aetna vs $43,322.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $3,970.60 ↓ -32%
Arizona Physicians IPA Medicaid $4,447.07 ↓ -24%
Health Choice Arizona, Inc. Medicaid $4,447.07 ↓ -24%
Health Net Medicaid $4,447.07 ↓ -24%
Mercy Care Medicaid $4,447.07 ↓ -24%
Aetna Qualified Health Plan $4,466.93 ↓ -23%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $5,926.46 ↑ +2%
Health Choice Arizona, Inc. Medicare Advantage $5,955.90 ↑ +2%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $7,941.20 ↑ +37%
Plotkin Health Plotkin Health $8,933.85 ↑ +54%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $8,933.85 ↑ +54%
United Healthcare UHC Doctor's Plan $9,628.70 ↑ +66%
Health Choice Arizona, Inc. ACA Health Plan $9,926.50 ↑ +71%
Health Net Medicare $9,926.50 ↑ +71%
Oscar Health Plan Commercial $9,926.50 ↑ +71%
United Healthcare UHC Core $10,065.47 ↑ +73%
Aetna Medical Rental $10,462.53 ↑ +80%
United Healthcare Commercial $10,601.50 ↑ +82%
Quiktrip Corporation Commercial $10,720.62 ↑ +84%
Health Net Commerical Exchange Product $10,720.62 ↑ +84%
Cigna Healthcare of Arizona, Inc. LocalFlex $13,043.42 ↑ +124%
Cigna Healthcare of Arizona, Inc. Commercial $13,639.01 ↑ +134%
Arizona Medical Network Commercial $13,897.10 ↑ +139%
Provider Network of America Commercial $14,889.75 ↑ +156%
Aetna Banner Employee Plans $15,142.00 ↑ +160%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $15,233.25 ↑ +162%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $16,248.80 ↑ +179%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $17,061.11 ↑ +193%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $20,311.00 ↑ +249%
Blue Cross Blue Shield of Arizona Commercial $20,311.00 ↑ +249%
Aetna Joint Venture $34,658.00 ↑ +496%
Aetna Designated Group $36,824.00 ↑ +533%
Aetna Broad Network $43,322.00 ↑ +645%

Visitor-reported prices

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Ablate arrhythmia add on at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $11,089.08 $311.48 – $22,932.91
Mercy Gilbert Medical Center Gilbert $5,721.72 $311.48 – $17,909.43
Banner University Medical Center Tucson Tucson $3,968.14 $3,017.60 – $12,996.33
Banner University Medical Center South Tucson $1,765.30 $3,017.60 – $12,070.40
Banner Baywood Medical Center Mesa $1,965.45 $3,970.60 – $15,233.25
Banner Boswell Medical Center Sun City $4,804.43 $3,970.60 – $15,882.40
Banner Desert Medical Center Mesa $6,392.67 $3,970.60 – $15,233.25
Banner Heart Hospital Mesa $5,677.96 $3,533.83 – $14,889.75

All Arizona hospitals for this procedure →