Ablate arrhythmia add on at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,721.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$23,259.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$311.48 with United vs $37,605.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $311.48 ↓ -95%
Health Choice Medicaid|All Plans $311.48 ↓ -95%
United Commercial|DignityHealthEmployee $3,256.26 ↓ -43%
BCBS - AZ Commercial|MaricopaFocus $11,318.24 ↑ +98%
BCBS - AZ Commercial|Neighborhood $11,318.24 ↑ +98%
First Health Commercial|All Plans $12,559.86 ↑ +120%
Connected Care Commercial|Intel $13,025.04 ↑ +128%
BCBS - AZ Commercial|All Other Plans $15,089.92 ↑ +164%
MultiPlan Commercial|All Plans $17,909.43 ↑ +213%
BCBS - AZ Commercial|Workers Comp $22,411.02 ↑ +292%
Aetna Commercial|All Other Plans $26,285.00 ↑ +359%
Aetna Commercial|HMO $26,285.00 ↑ +359%
Aetna Commercial|PPO $26,285.00 ↑ +359%
Cigna Commercial|Exchange $26,700.00 ↑ +367%
Cigna Commercial|LocalPlus SureFit $28,580.00 ↑ +400%
Cigna Commercial|PPO $37,605.00 ↑ +557%
Cigna Commercial|All Other Plans $37,605.00 ↑ +557%

Visitor-reported prices

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Ablate arrhythmia add on at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $5,816.93 $3,970.60 – $14,889.75
Banner University Medical Center Tucson Tucson $3,968.14 $3,017.60 – $12,996.33
Banner University Medical Center South Tucson $1,765.30 $3,017.60 – $12,070.40
Banner Baywood Medical Center Mesa $1,965.45 $3,970.60 – $15,233.25
Banner Boswell Medical Center Sun City $4,804.43 $3,970.60 – $15,882.40
Banner Desert Medical Center Mesa $6,392.67 $3,970.60 – $15,233.25
Banner Heart Hospital Mesa $5,677.96 $3,533.83 – $14,889.75
Banner Thunderbird Medical Center Glendale $5,677.96 $72.99 – $14,889.75

All Arizona hospitals for this procedure →