Emg 2 ext w-w/o paraspinal area 95861 at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$217.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$728.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.16 with Health Net vs $546.00 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $81.16 ↓ -63%
Health Choice Arizona, Inc. Medicaid $81.16 ↓ -63%
Arizona Physicians IPA Medicaid $81.16 ↓ -63%
Mercy Care Mercy Medicaid $81.16 ↓ -63%
Banner University Health Plan AZ Medicaid - AHCCCS $81.16 ↓ -63%
United Healthcare UHC Medicare Advantage $137.38 ↓ -37%
UPMC Health Plan Medicare Advantage $137.38 ↓ -37%
Gila River Health Care Corporation Managed Care Program $137.38 ↓ -37%
Health Net Medicare $137.38 ↓ -37%
Care 1st Medicare Advantage $137.38 ↓ -37%
Blue Cross Blue Shield of Arizona Medicare Advantage $137.38 ↓ -37%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $137.38 ↓ -37%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $137.38 ↓ -37%
Aetna Medicare Advantage $137.38 ↓ -37%
Humana Medicare Advantage $137.38 ↓ -37%
Arizona Physicians IPA Medicare Advantage $137.38 ↓ -37%
Wellpoint Medicare Advantage HMO $137.38 ↓ -37%
Banner University Health Plan University Care Advantage $137.38 ↓ -37%
Mercy Care Mercy Care Advantage $137.38 ↓ -37%
Kaiser Foundation Health Plan Medicare Advantage $137.38 ↓ -37%
Health Choice Arizona, Inc. Medicare Advantage $137.38 ↓ -37%
Banner Health Medicare Advantage $137.38 ↓ -37%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $137.38 ↓ -37%
Devoted Health Services Medicare Advantage $144.25 ↓ -34%
Carelon Medicare Advantage $144.25 ↓ -34%
Arizona Priority Care Medicare Advantage $151.12 ↓ -31%
Gold Kidney Health Plan Medicare Advantage $151.12 ↓ -31%
NaphCare Federal Prison System $185.46 ↓ -15%
Aetna Qualified Health Plan $186.84 ↓ -14%
United Healthcare Individual Exchange $192.33 ↓ -12%
Health Net Commerical Exchange Product $203.32 ↓ -7%
Health Choice Arizona, Inc. ACA Health Plan $206.07 ↓ -5%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $225.79 ↑ +4%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $225.79 ↑ +4%
Oscar Health Plan Commercial $226.68 ↑ +4%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $240.84 ↑ +11%
Aetna Banner Employee Plans $244.61 ↑ +12%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $252.88 ↑ +16%
Hospice of the Valley Medicare $254.80 ↑ +17%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $301.05 ↑ +38%
Blue Cross Blue Shield of Arizona Commercial $301.05 ↑ +38%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $301.05 ↑ +38%
Plotkin Health Plotkin Health $327.60 ↑ +50%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $327.60 ↑ +50%
Aetna Joint Venture $336.34 ↑ +54%
United Healthcare UHC Doctor's Plan $353.08 ↑ +62%
Aetna Designated Group $357.45 ↑ +64%
United Healthcare UHC Core $369.10 ↑ +69%
Aetna Medical Rental $383.66 ↑ +76%
United Healthcare Commercial $388.75 ↑ +78%
Quiktrip Corporation Commercial $393.12 ↑ +80%
Aetna Broad Network $420.06 ↑ +93%
Cigna Healthcare of Arizona, Inc. LocalFlex $478.30 ↑ +120%
Cigna Healthcare of Arizona, Inc. Commercial $500.14 ↑ +130%
Arizona Medical Network Commercial $509.60 ↑ +134%
Provider Network of America Commercial $546.00 ↑ +151%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Emg 2 ext w-w/o paraspinal area 95861 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $239.53 $81.16 – $546.00
St. Joseph’s Hospital and Medical Center Phoenix $223.09 $110.96 – $461.36
Mercy Gilbert Medical Center Gilbert $111.44 $63.42 – $348.81
Banner University Medical Center Tucson Tucson $68.45 $81.16 – $280.80
Banner Baywood Medical Center Mesa $183.50 $81.16 – $546.00
Banner Boswell Medical Center Sun City $175.56 $81.16 – $582.40
Banner Casa Grande Medical Center Casa Grande $178.96 $81.16 – $546.00
Banner Del Webb Medical Center Sun City West $139.78 $81.16 – $582.40

All Arizona hospitals for this procedure →