Emg 2 ext w-w/o paraspinal area 95861 at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$111.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$453.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.42 with United vs $453.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $63.42 ↓ -43%
Humana Medicare|All Plans $137.38 ↑ +23%
Aetna Medicare|All Plans $137.38 ↑ +23%
Care 1st Medicare|All Plans $137.38 ↑ +23%
First Health Medicare|All Plans $137.38 ↑ +23%
Cigna Medicare|All Plans $137.38 ↑ +23%
BCBS - AZ Medicare|All Plans $137.38 ↑ +23%
Health Choice Medicare|All Plans $137.38 ↑ +23%
Mercy Care Plan Medicaid|All Plans $137.38 ↑ +23%
Mercy Care Plan Medicare|All Plans $137.38 ↑ +23%
United Medicare|All Plans $140.82 ↑ +26%
Health Choice Medicaid|All Plans $167.72 ↑ +51%
United Medicaid|All Plans $167.72 ↑ +51%
BCBS - AZ Commercial|MaricopaFocus $167.76 ↑ +51%
BCBS - AZ Commercial|Neighborhood $167.76 ↑ +51%
BCBS - AZ Commercial|All Other Plans $223.66 ↑ +101%
First Health Commercial|All Plans $244.62 ↑ +120%
BCBS - AZ Commercial|Workers Comp $332.17 ↑ +198%
MultiPlan Commercial|All Plans $348.81 ↑ +213%
United Commercial|All Other Plans $453.00 ↑ +306%
United Commercial|Navigate $453.00 ↑ +306%
United Commercial|Options PPO $453.00 ↑ +306%

Visitor-reported prices

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Emg 2 ext w-w/o paraspinal area 95861 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert $250.91 $81.16 – $546.00
Banner University Medical Center Phoenix Phoenix $239.53 $81.16 – $546.00
Banner University Medical Center Tucson Tucson $68.45 $81.16 – $280.80
Banner Baywood Medical Center Mesa $183.50 $81.16 – $546.00
Banner Boswell Medical Center Sun City $175.56 $81.16 – $582.40
Banner Casa Grande Medical Center Casa Grande $178.96 $81.16 – $546.00
Banner Del Webb Medical Center Sun City West $139.78 $81.16 – $582.40
Banner Desert Medical Center Mesa $234.17 $81.16 – $546.00

All Arizona hospitals for this procedure →