Electrophysiology evaluation at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$1,215.98
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,696.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$739.20 with Aetna vs $43,322.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $739.20 | ↓ -39% |
| Health Net | Medicaid | $794.64 | ↓ -35% |
| Mercy Care | Mercy Medicaid | $794.64 | ↓ -35% |
| Arizona Physicians IPA | Medicaid | $794.64 | ↓ -35% |
| Aetna | Qualified Health Plan | $938.78 | ↓ -23% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,108.80 | ↓ -9% |
| Hospice of the Valley | Medicare | $1,293.60 | ↑ +6% |
| Arizona Priority Care | Medicare Advantage | $1,478.40 | ↑ +22% |
| Plotkin Health | Plotkin Health | $1,663.20 | ↑ +37% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,663.20 | ↑ +37% |
| United Healthcare | UHC Doctor's Plan | $1,792.56 | ↑ +47% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,848.00 | ↑ +52% |
| Health Net | Medicare | $1,848.00 | ↑ +52% |
| Oscar Health Plan | Commercial | $1,848.00 | ↑ +52% |
| United Healthcare | UHC Core | $1,873.87 | ↑ +54% |
| Aetna | Medical Rental | $1,947.79 | ↑ +60% |
| United Healthcare | Commercial | $1,973.66 | ↑ +62% |
| Health Net | Commerical Exchange Product | $1,995.84 | ↑ +64% |
| Quiktrip Corporation | Commercial | $1,995.84 | ↑ +64% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $2,428.27 | ↑ +100% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $2,539.15 | ↑ +109% |
| Arizona Medical Network | Commercial | $2,587.20 | ↑ +113% |
| Provider Network of America | Commercial | $2,772.00 | ↑ +128% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $6,621.30 | ↑ +445% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $6,621.30 | ↑ +445% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $7,062.72 | ↑ +481% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $7,415.80 | ↑ +510% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $8,828.40 | ↑ +626% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $8,828.40 | ↑ +626% |
| Blue Cross Blue Shield of Arizona | Commercial | $8,828.40 | ↑ +626% |
| Aetna | Banner Employee Plans | $15,142.00 | ↑ +1145% |
| Aetna | Joint Venture | $34,658.00 | ↑ +2750% |
| Aetna | Designated Group | $36,824.00 | ↑ +2928% |
| Aetna | Broad Network | $43,322.00 | ↑ +3463% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $1,082.93 | $739.20 – $2,772.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $2,597.22 | $1,178.91 – $6,640.20 |
| Mercy Gilbert Medical Center | Gilbert | $2,356.19 | $1,178.91 – $7,375.06 |
| Banner University Medical Center Tucson | Tucson | $2,052.98 | $1,561.20 – $6,244.80 |
| Banner University Medical Center South | Tucson | $913.30 | $1,561.20 – $6,244.80 |
| Banner Boswell Medical Center | Sun City | $894.43 | $739.20 – $5,055.82 |
| Banner Desert Medical Center | Mesa | $1,190.11 | $739.20 – $6,621.30 |
| Banner Heart Hospital | Mesa | $1,057.06 | $657.89 – $5,552.40 |