Electrophysiology evaluation at Mercy Gilbert Medical Center
3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088
$2,356.19
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,578.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,178.91 with United vs $26,285.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $1,178.91 | ↓ -50% |
| Health Choice | Medicaid|All Plans | $1,178.91 | ↓ -50% |
| United | Commercial|DignityHealthEmployee | $1,340.92 | ↓ -43% |
| Cigna | Commercial|Exchange | $2,777.62 | ↑ +18% |
| Cigna | Commercial|LocalPlus SureFit | $3,064.96 | ↑ +30% |
| Cigna | Commercial|All Other Plans | $3,926.98 | ↑ +67% |
| Cigna | Commercial|PPO | $3,926.98 | ↑ +67% |
| BCBS - AZ | Commercial|MaricopaFocus | $4,919.60 | ↑ +109% |
| BCBS - AZ | Commercial|Neighborhood | $4,919.60 | ↑ +109% |
| First Health | Commercial|All Plans | $5,172.12 | ↑ +120% |
| Connected Care | Commercial|Intel | $5,363.68 | ↑ +128% |
| BCBS - AZ | Commercial|All Other Plans | $6,559.00 | ↑ +178% |
| MultiPlan | Commercial|All Plans | $7,375.06 | ↑ +213% |
| BCBS - AZ | Commercial|Workers Comp | $9,741.20 | ↑ +313% |
| Aetna | Commercial|HMO | $26,285.00 | ↑ +1016% |
| Aetna | Commercial|PPO | $26,285.00 | ↑ +1016% |
| Aetna | Commercial|All Other Plans | $26,285.00 | ↑ +1016% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $1,082.93 | $739.20 – $2,772.00 |
| Banner University Medical Center Tucson | Tucson | $2,052.98 | $1,561.20 – $6,244.80 |
| Banner University Medical Center South | Tucson | $913.30 | $1,561.20 – $6,244.80 |
| Banner Boswell Medical Center | Sun City | $894.43 | $739.20 – $5,055.82 |
| Banner Desert Medical Center | Mesa | $1,190.11 | $739.20 – $6,621.30 |
| Banner Estrella Medical Center | Phoenix | $1,215.98 | $739.20 – $6,621.30 |
| Banner Heart Hospital | Mesa | $1,057.06 | $657.89 – $5,552.40 |
| Banner Thunderbird Medical Center | Glendale | $1,057.06 | $72.99 – $2,772.00 |