Cyclosporine oral 100 mg at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$0.07
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2.03
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.41 with Aetna vs $15.01 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $0.41 | ↑ +486% |
| Aetna | Qualified Health Plan | $0.52 | ↑ +643% |
| Health Choice Arizona, Inc. | Medicare Advantage | $0.61 | ↑ +771% |
| Aetna | Banner Employee Plans | $0.68 | ↑ +871% |
| Hospice of the Valley | Medicare | $0.71 | ↑ +914% |
| Arizona Priority Care | Medicare Advantage | $0.81 | ↑ +1057% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $0.91 | ↑ +1200% |
| Plotkin Health | Plotkin Health | $0.91 | ↑ +1200% |
| United Healthcare | UHC Doctor's Plan | $0.98 | ↑ +1300% |
| Oscar Health Plan | Commercial | $1.01 | ↑ +1343% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1.01 | ↑ +1343% |
| Health Net | Medicare | $1.01 | ↑ +1343% |
| United Healthcare | UHC Core | $1.03 | ↑ +1371% |
| Aetna | Medical Rental | $1.07 | ↑ +1429% |
| United Healthcare | Commercial | $1.08 | ↑ +1443% |
| Health Net | Commerical Exchange Product | $1.10 | ↑ +1471% |
| Quiktrip Corporation | Commercial | $1.10 | ↑ +1471% |
| Arizona Medical Network | Commercial | $1.42 | ↑ +1929% |
| Provider Network of America | Commercial | $1.52 | ↑ +2071% |
| Arizona Physicians IPA | Medicaid | $2.07 | ↑ +2857% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $2.07 | ↑ +2857% |
| Health Choice Arizona, Inc. | Medicaid | $2.07 | ↑ +2857% |
| Health Net | Medicaid | $2.07 | ↑ +2857% |
| Mercy Care | Mercy Medicaid | $2.07 | ↑ +2857% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $3.07 | ↑ +4286% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $3.42 | ↑ +4786% |
| Aetna | Joint Venture | $4.40 | ↑ +6186% |
| Aetna | Designated Group | $4.40 | ↑ +6186% |
| Aetna | Broad Network | $4.40 | ↑ +6186% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $11.26 | ↑ +15986% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $11.26 | ↑ +15986% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $12.01 | ↑ +17057% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $12.61 | ↑ +17914% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $15.01 | ↑ +21343% |
| Blue Cross Blue Shield of Arizona | Commercial | $15.01 | ↑ +21343% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $15.01 | ↑ +21343% |
Visitor-reported prices
Comments
Cyclosporine oral 100 mg at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $10.70 | $2.26 – $18.96 |
| Mercy Gilbert Medical Center | Gilbert | $25.59 | $2.26 – $80.08 |
| Yavapai Regional Medical Center (East) | Prescott | $11.13 | $2.26 – $14.25 |
| Chandler Regional Medical Center | Chandler | $27.88 | $2.26 – $87.36 |