Cyclosporine oral 100 mg at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$10.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$28.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.26 with Health Choice vs $18.96 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $2.26 ↓ -79%
United Medicaid|All Plans $2.26 ↓ -79%
Cigna Commercial|Exchange $2.50 ↓ -77%
Cigna Commercial|LocalPlus SureFit $2.69 ↓ -75%
Cigna Commercial|All Other Plans $3.54 ↓ -67%
BCBS - AZ Commercial|MaricopaFocus $3.74 ↓ -65%
BCBS - AZ Commercial|Workers Comp $3.74 ↓ -65%
BCBS - AZ Commercial|All Other Plans $3.74 ↓ -65%
BCBS - AZ Commercial|Neighborhood $3.74 ↓ -65%
United Commercial|DignityHealthEmployee $4.56 ↓ -57%
Aetna Commercial|HMO $4.98 ↓ -53%
Aetna Commercial|All Other Plans $4.98 ↓ -53%
Aetna Commercial|PPO $4.98 ↓ -53%
Aetna Commercial|All Plans $6.92 ↓ -35%
Connected Care Commercial|Intel $9.12 ↓ -15%
Optum Commercial|OptumHealth $11.28 ↑ +5%
Cigna Commercial|LifeSource $13.20 ↑ +23%
Other Commercial|NTN $14.40 ↑ +35%
LifeTrac Commercial|All Plans $15.60 ↑ +46%
First Health Commercial|All Plans $15.84 ↑ +48%
Health Net Commercial|Interlink $16.80 ↑ +57%
MultiPlan Commercial|All Plans $18.96 ↑ +77%

Visitor-reported prices

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Cyclosporine oral 100 mg at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $25.59 $2.26 – $80.08
Yavapai Regional Medical Center (East) Prescott $11.13 $2.26 – $14.25
Chandler Regional Medical Center Chandler $27.88 $2.26 – $87.36

All Arizona hospitals for this procedure →