Chromosome analysis 5 at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$176.27
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$794.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$264.34 with Aetna vs $1,372.19 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $264.34 | ↑ +50% |
| Gila River Health Care Corporation | Managed Care Program | $264.34 | ↑ +50% |
| Humana | Medicare Advantage | $264.34 | ↑ +50% |
| Arizona Physicians IPA | Medicare Advantage | $264.34 | ↑ +50% |
| Arizona Physicians IPA | Medicaid | $264.34 | ↑ +50% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $264.34 | ↑ +50% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $264.34 | ↑ +50% |
| Kaiser Foundation Health Plan | Medicare Advantage | $264.34 | ↑ +50% |
| Health Choice Arizona, Inc. | Medicare Advantage | $264.34 | ↑ +50% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $264.34 | ↑ +50% |
| Banner University Health Plan | University Care Advantage | $264.34 | ↑ +50% |
| Mercy Care | Mercy Medicaid | $264.34 | ↑ +50% |
| Mercy Care | Mercy Care Advantage | $264.34 | ↑ +50% |
| Health Choice Arizona, Inc. | Medicaid | $264.34 | ↑ +50% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $264.34 | ↑ +50% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $264.34 | ↑ +50% |
| Banner Health | Medicare Advantage | $264.34 | ↑ +50% |
| Care 1st | Medicare Advantage | $264.34 | ↑ +50% |
| Wellpoint | Medicare Advantage HMO | $264.34 | ↑ +50% |
| United Healthcare | UHC Medicare Advantage | $264.34 | ↑ +50% |
| UPMC Health Plan | Medicare Advantage | $264.34 | ↑ +50% |
| Health Net | Medicaid | $264.34 | ↑ +50% |
| Health Net | Medicare | $264.34 | ↑ +50% |
| Aetna | Banner Employee Plans | $266.78 | ↑ +51% |
| Devoted Health Services | Medicare Advantage | $277.56 | ↑ +57% |
| Carelon | Medicare Advantage | $277.56 | ↑ +57% |
| Hospice of the Valley | Medicare | $277.90 | ↑ +58% |
| Gold Kidney Health Plan | Medicare Advantage | $290.77 | ↑ +65% |
| Arizona Priority Care | Medicare Advantage | $290.77 | ↑ +65% |
| NaphCare | Federal Prison System | $356.86 | ↑ +102% |
| Plotkin Health | Plotkin Health | $357.30 | ↑ +103% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $357.30 | ↑ +103% |
| Aetna | Qualified Health Plan | $359.50 | ↑ +104% |
| United Healthcare | Individual Exchange | $370.08 | ↑ +110% |
| Health Net | Commerical Exchange Product | $391.22 | ↑ +122% |
| Health Choice Arizona, Inc. | ACA Health Plan | $396.51 | ↑ +125% |
| Aetna | Medical Rental | $418.44 | ↑ +137% |
| Quiktrip Corporation | Commercial | $428.76 | ↑ +143% |
| Oscar Health Plan | Commercial | $436.16 | ↑ +147% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $463.91 | ↑ +163% |
| United Healthcare | UHC Doctor's Plan | $488.92 | ↑ +177% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $515.46 | ↑ +192% |
| United Healthcare | UHC Core | $540.55 | ↑ +207% |
| Arizona Medical Network | Commercial | $555.80 | ↑ +215% |
| United Healthcare | Commercial | $594.76 | ↑ +237% |
| Provider Network of America | Commercial | $595.50 | ↑ +238% |
| Aetna | Joint Venture | $887.65 | ↑ +404% |
| Aetna | Designated Group | $943.17 | ↑ +435% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $1,029.14 | ↑ +484% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,029.14 | ↑ +484% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,097.75 | ↑ +523% |
| Aetna | Broad Network | $1,109.70 | ↑ +530% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,152.63 | ↑ +554% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,372.19 | ↑ +678% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,372.19 | ↑ +678% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,372.19 | ↑ +678% |
Visitor-reported prices
Comments
Chromosome analysis 5 at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $196.12 | $264.34 – $595.50 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $261.67 | $111.02 – $541.15 |
| Banner University Medical Center Tucson | Tucson | $194.53 | $264.34 – $635.20 |
| Banner University Medical Center South | Tucson | $187.38 | $264.34 – $635.20 |
| Banner Baywood Medical Center | Mesa | $169.12 | $264.34 – $595.50 |
| Banner Boswell Medical Center | Sun City | $171.50 | $264.34 – $635.20 |
| Banner Casa Grande Medical Center | Casa Grande | $142.92 | $264.34 – $595.50 |
| Banner Del Webb Medical Center | Sun City West | $163.56 | $264.34 – $635.20 |