Chromosome analysis 5 at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$169.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$794.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$264.34 with Mercy Care vs $1,372.19 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Mercy Care Advantage $264.34 ↑ +56%
Aetna Medicare Advantage $264.34 ↑ +56%
Humana Medicare Advantage $264.34 ↑ +56%
Arizona Physicians IPA Medicare Advantage $264.34 ↑ +56%
Arizona Physicians IPA Medicaid $264.34 ↑ +56%
Wellpoint Medicare Advantage HMO $264.34 ↑ +56%
Health Net Medicaid $264.34 ↑ +56%
Health Net Medicare $264.34 ↑ +56%
United Healthcare UHC Medicare Advantage $264.34 ↑ +56%
UPMC Health Plan Medicare Advantage $264.34 ↑ +56%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $264.34 ↑ +56%
Care 1st Medicare Advantage $264.34 ↑ +56%
Kaiser Foundation Health Plan Medicare Advantage $264.34 ↑ +56%
Health Choice Arizona, Inc. Medicare Advantage $264.34 ↑ +56%
Blue Cross Blue Shield of Arizona Medicare Advantage $264.34 ↑ +56%
Health Choice Arizona, Inc. Medicaid $264.34 ↑ +56%
Banner Health Medicare Advantage $264.34 ↑ +56%
Gila River Health Care Corporation Managed Care Program $264.34 ↑ +56%
Banner University Health Plan AZ Medicaid - AHCCCS $264.34 ↑ +56%
Banner University Health Plan University Care Advantage $264.34 ↑ +56%
Mercy Care Mercy Medicaid $264.34 ↑ +56%
Aetna Banner Employee Plans $266.78 ↑ +58%
Devoted Health Services Medicare Advantage $277.56 ↑ +64%
Carelon Medicare Advantage $277.56 ↑ +64%
Hospice of the Valley Medicare $277.90 ↑ +64%
Arizona Priority Care Medicare Advantage $290.77 ↑ +72%
Gold Kidney Health Plan Medicare Advantage $290.77 ↑ +72%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $357.30 ↑ +111%
Plotkin Health Plotkin Health $357.30 ↑ +111%
Aetna Qualified Health Plan $359.50 ↑ +113%
United Healthcare Individual Exchange $370.08 ↑ +119%
Health Net Commerical Exchange Product $391.22 ↑ +131%
Health Choice Arizona, Inc. ACA Health Plan $396.51 ↑ +134%
Aetna Medical Rental $418.44 ↑ +147%
Quiktrip Corporation Commercial $428.76 ↑ +154%
Oscar Health Plan Commercial $436.16 ↑ +158%
Cigna Healthcare of Arizona, Inc. LocalFlex $463.91 ↑ +174%
United Healthcare UHC Doctor's Plan $488.92 ↑ +189%
Cigna Healthcare of Arizona, Inc. Commercial $515.46 ↑ +205%
United Healthcare UHC Core $540.55 ↑ +220%
Arizona Medical Network Commercial $555.80 ↑ +229%
United Healthcare Commercial $594.76 ↑ +252%
Provider Network of America Commercial $595.50 ↑ +252%
Aetna Joint Venture $887.65 ↑ +425%
Aetna Designated Group $943.17 ↑ +458%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,029.14 ↑ +509%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,097.75 ↑ +549%
Aetna Broad Network $1,109.70 ↑ +556%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,152.63 ↑ +582%
Blue Cross Blue Shield of Arizona Commercial $1,372.19 ↑ +711%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,372.19 ↑ +711%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,372.19 ↑ +711%

Visitor-reported prices

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Chromosome analysis 5 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Desert Medical Center Mesa $221.53 $264.34 – $595.50
Banner Heart Hospital Mesa $42.88 $264.34 – $595.50
Banner University Medical Center Phoenix Phoenix $196.12 $264.34 – $595.50
Banner University Medical Center Tucson Tucson $194.53 $264.34 – $635.20
Banner University Medical Center South Tucson $187.38 $264.34 – $635.20
Banner Boswell Medical Center Sun City $171.50 $264.34 – $635.20
Banner Casa Grande Medical Center Casa Grande $142.92 $264.34 – $595.50
Banner Del Webb Medical Center Sun City West $163.56 $264.34 – $635.20

All Arizona hospitals for this procedure →