Biliary endoscopy thru skin at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$1,167.19
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,016.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,055.60 with Hospice of the Valley vs $10,973.24 with Oscar Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Hospice of the Valley | Medicare | $1,055.60 | ↓ -10% |
| Plotkin Health | Plotkin Health | $1,357.20 | ↑ +16% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,357.20 | ↑ +16% |
| Aetna | Medical Rental | $1,589.43 | ↑ +36% |
| Quiktrip Corporation | Commercial | $1,628.64 | ↑ +40% |
| Arizona Medical Network | Commercial | $2,111.20 | ↑ +81% |
| Provider Network of America | Commercial | $2,262.00 | ↑ +94% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $2,307.97 | ↑ +98% |
| Arizona Physicians IPA | Medicaid | $2,307.97 | ↑ +98% |
| Mercy Care | Mercy Medicaid | $2,307.97 | ↑ +98% |
| Health Net | Medicaid | $2,307.97 | ↑ +98% |
| Health Choice Arizona, Inc. | Medicaid | $2,307.97 | ↑ +98% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $3,741.03 | ↑ +221% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $3,741.03 | ↑ +221% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $3,990.44 | ↑ +242% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↑ +244% |
| Aetna | Banner Employee Plans | $4,094.00 | ↑ +251% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $4,189.93 | ↑ +259% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↑ +282% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $4,988.05 | ↑ +327% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $4,988.05 | ↑ +327% |
| Blue Cross Blue Shield of Arizona | Commercial | $4,988.05 | ↑ +327% |
| United Healthcare | UHC Doctor's Plan | $5,878.00 | ↑ +404% |
| Aetna | Joint Venture | $5,974.00 | ↑ +412% |
| Aetna | Designated Group | $6,347.00 | ↑ +444% |
| Banner University Health Plan | University Care Advantage | $6,650.45 | ↑ +470% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $6,650.45 | ↑ +470% |
| Gila River Health Care Corporation | Managed Care Program | $6,650.45 | ↑ +470% |
| Wellpoint | Medicare Advantage HMO | $6,650.45 | ↑ +470% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $6,650.45 | ↑ +470% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $6,650.45 | ↑ +470% |
| Banner Health | Medicare Advantage | $6,650.45 | ↑ +470% |
| Health Choice Arizona, Inc. | Medicare Advantage | $6,650.45 | ↑ +470% |
| Health Net | Medicare | $6,650.45 | ↑ +470% |
| Arizona Physicians IPA | Medicare Advantage | $6,650.45 | ↑ +470% |
| Humana | Medicare Advantage | $6,650.45 | ↑ +470% |
| Kaiser Foundation Health Plan | Medicare Advantage | $6,650.45 | ↑ +470% |
| Mercy Care | Mercy Care Advantage | $6,650.45 | ↑ +470% |
| Aetna | Medicare Advantage | $6,650.45 | ↑ +470% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $6,650.45 | ↑ +470% |
| United Healthcare | UHC Medicare Advantage | $6,650.45 | ↑ +470% |
| UPMC Health Plan | Medicare Advantage | $6,650.45 | ↑ +470% |
| Care 1st | Medicare Advantage | $6,650.45 | ↑ +470% |
| Carelon | Medicare Advantage | $6,982.97 | ↑ +498% |
| Devoted Health Services | Medicare Advantage | $6,982.97 | ↑ +498% |
| Arizona Priority Care | Medicare Advantage | $7,315.49 | ↑ +527% |
| Gold Kidney Health Plan | Medicare Advantage | $7,315.49 | ↑ +527% |
| Aetna | Broad Network | $7,467.00 | ↑ +540% |
| United Healthcare | UHC Core | $8,965.00 | ↑ +668% |
| NaphCare | Federal Prison System | $8,978.11 | ↑ +669% |
| Aetna | Qualified Health Plan | $9,044.61 | ↑ +675% |
| United Healthcare | Individual Exchange | $9,310.63 | ↑ +698% |
| United Healthcare | Commercial | $9,437.00 | ↑ +709% |
| Health Net | Commerical Exchange Product | $9,842.67 | ↑ +743% |
| Health Choice Arizona, Inc. | ACA Health Plan | $9,975.67 | ↑ +755% |
| Oscar Health Plan | Commercial | $10,973.24 | ↑ +840% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Biliary endoscopy thru skin at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arizona General Hospital Laveen | Phoenix | not published | $286.45 – $6,849.97 |
| St. Joseph’s Hospital and Medical Center | Phoenix | not published | $286.45 – $6,849.96 |
| Banner University Medical Center Tucson | Tucson | $2,580.20 | $2,307.97 – $10,973.24 |
| Banner University Medical Center South | Tucson | $3,745.92 | $2,248.02 – $10,973.24 |
| Mercy Gilbert Medical Center | Gilbert | not published | $286.45 – $6,650.45 |
| Yavapai Regional Medical Center (East) | Prescott | not published | $286.45 – $7,049.48 |
| Arizona General Hospital Mesa | Mesa | not published | $286.45 – $6,849.97 |
| Chandler Regional Medical Center | Chandler | not published | $262.54 – $269.11 |