Biliary endoscopy thru skin at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$286.45 with United vs $6,816.72 with United — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $286.45
Health Choice Medicaid|All Plans $286.45
Cigna Commercial|Exchange $2,495.00
Cigna Commercial|LocalPlus SureFit $2,671.00
BCBS - AZ Commercial|MaricopaFocus $2,779.57
BCBS - AZ Commercial|Neighborhood $2,779.57
Cigna Commercial|All Other Plans $3,514.00
Cigna Commercial|PPO $3,514.00
BCBS - AZ Commercial|All Other Plans $3,705.84
BCBS - AZ Commercial|Workers Comp $5,503.78
Mercy Care Plan Medicare|All Plans $6,650.45
Humana Medicare|All Plans $6,650.45
Aetna Medicare|All Plans $6,650.45
First Health Medicare|All Plans $6,650.45
Cigna Medicare|All Plans $6,650.45
BCBS - AZ Medicare|All Plans $6,650.45
Health Choice Medicare|All Plans $6,650.45
Mercy Care Plan Medicaid|All Plans $6,650.45
Care 1st Medicare|All Plans $6,650.45
United Medicare|All Plans $6,816.72
United Commercial|DignityHealthEmployee not published by hospital
MultiPlan Commercial|All Plans not published by hospital
First Health Commercial|All Plans not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Biliary endoscopy thru skin at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Tucson Tucson $2,580.20 $2,307.97 – $10,973.24
Banner University Medical Center South Tucson $3,745.92 $2,248.02 – $10,973.24
Banner Estrella Medical Center Phoenix $1,167.19 $1,055.60 – $10,973.24
Arizona General Hospital Laveen Phoenix not published $286.45 – $6,849.97
St. Joseph’s Hospital and Medical Center Phoenix not published $286.45 – $6,849.96
Yavapai Regional Medical Center (East) Prescott not published $286.45 – $7,049.48
Arizona General Hospital Mesa Mesa not published $286.45 – $6,849.97
Chandler Regional Medical Center Chandler not published $262.54 – $269.11

All Arizona hospitals for this procedure →