Bone marrow biopsyneedle/trocar 38221 at Arizona General Hospital Laveen

7171 S 51st Ave, Phoenix, AZ · CommonSpirit Health · · NPI 1154748416

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.31 with United vs $2,594.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $73.31
Mercy Care Medicaid|All Plans $73.31
Health Choice Medicaid|All Plans $73.31
BCBS - AZ Commercial|Neighborhood $1,530.45
BCBS - AZ Commercial|MaricopaFocus $1,530.45
Humana Medicare|All Plans $1,726.88
Mercy Care Medicare|All Plans $1,726.88
WellCare Medicare|All Plans $1,726.88
Alignment Health Medicare|All Plans $1,726.88
Health Choice Medicare|All Plans $1,726.88
BCBS - AZ Medicare|All Plans $1,744.15
Fresenius Medicare|All Plans $1,761.42
United Medicare|All Plans $1,770.06
Devoted HP Medicare|All Plans $1,778.69
United Commercial|Navigate $2,017.00
BCBS - AZ Commercial|All Other Plans $2,040.26
Cigna Commercial|PPO $2,053.00
Cigna Commercial|All Other Plans $2,053.00
Aetna Commercial|All Other Plans $2,202.00
Aetna Commercial|PPO $2,202.00
United Commercial|All Other Plans $2,554.00
United Commercial|Options $2,594.00
Coventry Commercial|All Plans not published by hospital
Multiplan Commercial|All Plans not published by hospital

Visitor-reported prices

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Bone marrow biopsyneedle/trocar 38221 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $936.54 $361.60 – $2,331.29
Banner Estrella Medical Center Phoenix $699.70 $361.60 – $2,331.29
St. Joseph’s Hospital and Medical Center Phoenix $2,577.36 $73.31 – $5,330.13
Mercy Gilbert Medical Center Gilbert $735.05 $73.31 – $2,300.76
Banner University Medical Center Tucson Tucson $656.30 $361.60 – $2,331.29
Banner University Medical Center South Tucson $952.82 $361.60 – $2,331.29
Banner Baywood Medical Center Mesa $618.34 $361.60 – $4,018.00
Banner Boswell Medical Center Sun City $522.51 $361.60 – $1,899.57

All Arizona hospitals for this procedure →