Pr biopsy skin punch single lesion at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$130.19

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$228.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$92.80 with Aetna vs $367.96 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $92.80 ↓ -29%
Gila River Health Care Corporation Managed Care Program $93.48 ↓ -28%
Arizona Physicians IPA Medicare Advantage $93.48 ↓ -28%
United Healthcare UHC Medicare Advantage $93.48 ↓ -28%
UPMC Health Plan Medicare Advantage $93.48 ↓ -28%
Blue Cross Blue Shield of Arizona Medicare Advantage $93.48 ↓ -28%
Banner University Health Plan Medicare Advantage $93.48 ↓ -28%
Mercy Care Mercy Care Advantage $93.48 ↓ -28%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $93.48 ↓ -28%
Aetna Medicare Advantage $93.48 ↓ -28%
Banner Health Medicare Advantage $93.48 ↓ -28%
Health Choice Arizona, Inc. Medicare Advantage $93.48 ↓ -28%
Kaiser Foundation Health Plan Medicare Advantage $93.48 ↓ -28%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $93.48 ↓ -28%
TriWest Healthcare Alliance Corp - VA CCN Tricare $93.48 ↓ -28%
Health Net Medicare $93.48 ↓ -28%
Wellpoint Medicare Advantage HMO $93.48 ↓ -28%
Care 1st Medicare Advantage $93.48 ↓ -28%
Carelon Medicare Advantage $98.15 ↓ -25%
Humana Medicare Advantage $99.09 ↓ -24%
Plotkin Health Plotkin Health $102.60 ↓ -21%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $102.60 ↓ -21%
Gold Kidney Health Plan Medicare Advantage $102.83 ↓ -21%
Devoted Health Services Medicare Advantage $102.83 ↓ -21%
Arizona Priority Care Medicare Advantage $102.83 ↓ -21%
Aetna Joint Venture $120.84 ↓ -7%
Aetna Aetna Qualified Health Plan $127.22 ↓ -2%
Health Choice Arizona, Inc. ACA Health Plan $133.38 ↑ +2%
Health Net Commerical Exchange Product $138.35 ↑ +6%
Aetna Medical Rental $146.60 ↑ +13%
Aetna Broad Network $150.94 ↑ +16%
United Healthcare UHC Individual Exchange $152.76 ↑ +17%
Oscar Health Plan Commercial $154.24 ↑ +18%
Quiktrip Corporation Commercial $159.60 ↑ +23%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $181.49 ↑ +39%
Arizona Medical Network Commercial $205.20 ↑ +58%
Provider Network of America Commercial $205.20 ↑ +58%
Mercy Care Mercy Medicaid $250.73 ↑ +93%
Arizona Physicians IPA Medicaid $250.73 ↑ +93%
Health Choice Arizona, Inc. Medicaid $250.73 ↑ +93%
Banner University Health Plan AZ Medicaid - AHCCCS $250.73 ↑ +93%
Health Net Medicaid $250.73 ↑ +93%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $275.97 ↑ +112%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $294.37 ↑ +126%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $309.09 ↑ +137%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $351.45 ↑ +170%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $367.96 ↑ +183%
Blue Cross Blue Shield of Arizona Commercial $367.96 ↑ +183%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pr biopsy skin punch single lesion at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $379.69 $104.03 – $702.62
Banner University Medical Center Tucson Tucson $108.47 $170.30 – $702.62
Banner Baywood Medical Center Mesa $281.47 $246.29 – $702.62
Banner Boswell Medical Center Sun City $176.77 $204.18 – $702.62
Banner Casa Grande Medical Center Casa Grande $329.85 $156.60 – $638.75
Banner Gateway Medical Center Gilbert $225.03 $250.73 – $702.62
Banner Heart Hospital Mesa $207.44 $224.24 – $702.62
Banner Page Hospital Page $59.82 $43.08 – $120.65

All Arizona hospitals for this procedure →