Pr biopsy skin punch single lesion at Banner Payson Medical Center
807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340
$130.19
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$228.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$92.80 with Aetna vs $367.96 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Banner Employee Plans | $92.80 | ↓ -29% |
| Gila River Health Care Corporation | Managed Care Program | $93.48 | ↓ -28% |
| Arizona Physicians IPA | Medicare Advantage | $93.48 | ↓ -28% |
| United Healthcare | UHC Medicare Advantage | $93.48 | ↓ -28% |
| UPMC Health Plan | Medicare Advantage | $93.48 | ↓ -28% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $93.48 | ↓ -28% |
| Banner University Health Plan | Medicare Advantage | $93.48 | ↓ -28% |
| Mercy Care | Mercy Care Advantage | $93.48 | ↓ -28% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan/PPO Medicare Advantage Plan | $93.48 | ↓ -28% |
| Aetna | Medicare Advantage | $93.48 | ↓ -28% |
| Banner Health | Medicare Advantage | $93.48 | ↓ -28% |
| Health Choice Arizona, Inc. | Medicare Advantage | $93.48 | ↓ -28% |
| Kaiser Foundation Health Plan | Medicare Advantage | $93.48 | ↓ -28% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $93.48 | ↓ -28% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | $93.48 | ↓ -28% |
| Health Net | Medicare | $93.48 | ↓ -28% |
| Wellpoint | Medicare Advantage HMO | $93.48 | ↓ -28% |
| Care 1st | Medicare Advantage | $93.48 | ↓ -28% |
| Carelon | Medicare Advantage | $98.15 | ↓ -25% |
| Humana | Medicare Advantage | $99.09 | ↓ -24% |
| Plotkin Health | Plotkin Health | $102.60 | ↓ -21% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $102.60 | ↓ -21% |
| Gold Kidney Health Plan | Medicare Advantage | $102.83 | ↓ -21% |
| Devoted Health Services | Medicare Advantage | $102.83 | ↓ -21% |
| Arizona Priority Care | Medicare Advantage | $102.83 | ↓ -21% |
| Aetna | Joint Venture | $120.84 | ↓ -7% |
| Aetna | Aetna Qualified Health Plan | $127.22 | ↓ -2% |
| Health Choice Arizona, Inc. | ACA Health Plan | $133.38 | ↑ +2% |
| Health Net | Commerical Exchange Product | $138.35 | ↑ +6% |
| Aetna | Medical Rental | $146.60 | ↑ +13% |
| Aetna | Broad Network | $150.94 | ↑ +16% |
| United Healthcare | UHC Individual Exchange | $152.76 | ↑ +17% |
| Oscar Health Plan | Commercial | $154.24 | ↑ +18% |
| Quiktrip Corporation | Commercial | $159.60 | ↑ +23% |
| Cigna Healthcare of Arizona, Inc. | Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan | $181.49 | ↑ +39% |
| Arizona Medical Network | Commercial | $205.20 | ↑ +58% |
| Provider Network of America | Commercial | $205.20 | ↑ +58% |
| Mercy Care | Mercy Medicaid | $250.73 | ↑ +93% |
| Arizona Physicians IPA | Medicaid | $250.73 | ↑ +93% |
| Health Choice Arizona, Inc. | Medicaid | $250.73 | ↑ +93% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $250.73 | ↑ +93% |
| Health Net | Medicaid | $250.73 | ↑ +93% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $275.97 | ↑ +112% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $294.37 | ↑ +126% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $309.09 | ↑ +137% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Medicare | $351.45 | ↑ +170% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $367.96 | ↑ +183% |
| Blue Cross Blue Shield of Arizona | Commercial | $367.96 | ↑ +183% |
Visitor-reported prices
Comments
Pr biopsy skin punch single lesion at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $379.69 | $104.03 – $702.62 |
| Banner University Medical Center Tucson | Tucson | $108.47 | $170.30 – $702.62 |
| Banner Baywood Medical Center | Mesa | $281.47 | $246.29 – $702.62 |
| Banner Boswell Medical Center | Sun City | $176.77 | $204.18 – $702.62 |
| Banner Casa Grande Medical Center | Casa Grande | $329.85 | $156.60 – $638.75 |
| Banner Gateway Medical Center | Gilbert | $225.03 | $250.73 – $702.62 |
| Banner Heart Hospital | Mesa | $207.44 | $224.24 – $702.62 |
| Banner Page Hospital | Page | $59.82 | $43.08 – $120.65 |