Pr biopsy skin punch single lesion at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$281.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$733.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$246.29 with Aetna vs $702.62 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $246.29 ↓ -12%
Arizona Physicians IPA Medicaid $250.73 ↓ -11%
Health Net Medicaid $250.73 ↓ -11%
Mercy Care Mercy Medicaid $250.73 ↓ -11%
Banner University Health Plan AZ Medicaid - AHCCCS $250.73 ↓ -11%
Health Choice Arizona, Inc. Medicaid $250.73 ↓ -11%
Hospice of the Valley Medicare $256.55 ↓ -9%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $267.41 ↓ -5%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $285.23 ↑ +1%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $299.49 ↑ +6%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $329.85 ↑ +17%
Plotkin Health Plotkin Health $329.85 ↑ +17%
Aetna Joint Venture $338.65 ↑ +20%
United Healthcare UHC Doctor's Plan $355.50 ↑ +26%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $356.54 ↑ +27%
Blue Cross Blue Shield of Arizona Commercial $356.54 ↑ +27%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $356.54 ↑ +27%
Aetna Designated Group $359.90 ↑ +28%
Cigna Healthcare of Arizona, Inc. LocalFlex $360.00 ↑ +28%
United Healthcare UHC Core $371.63 ↑ +32%
Aetna Medical Rental $386.29 ↑ +37%
United Healthcare Commercial $391.42 ↑ +39%
Quiktrip Corporation Commercial $395.82 ↑ +41%
Cigna Healthcare of Arizona, Inc. Commercial $400.00 ↑ +42%
Aetna Broad Network $422.94 ↑ +50%
Arizona Physicians IPA Medicare Advantage $425.83 ↑ +51%
Banner University Health Plan University Care Advantage $425.83 ↑ +51%
Blue Cross Blue Shield of Arizona Medicare Advantage $425.83 ↑ +51%
UPMC Health Plan Medicare Advantage $425.83 ↑ +51%
United Healthcare UHC Medicare Advantage $425.83 ↑ +51%
Care 1st Medicare Advantage $425.83 ↑ +51%
Aetna Medicare Advantage $425.83 ↑ +51%
Banner Health Medicare Advantage $425.83 ↑ +51%
Health Choice Arizona, Inc. Medicare Advantage $425.83 ↑ +51%
Kaiser Foundation Health Plan Medicare Advantage $425.83 ↑ +51%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $425.83 ↑ +51%
Health Net Medicare $425.83 ↑ +51%
Humana Medicare Advantage $425.83 ↑ +51%
Wellpoint Medicare Advantage HMO $425.83 ↑ +51%
Gila River Health Care Corporation Managed Care Program $425.83 ↑ +51%
Mercy Care Mercy Care Advantage $425.83 ↑ +51%
Carelon Medicare Advantage $447.12 ↑ +59%
Devoted Health Services Medicare Advantage $447.12 ↑ +59%
Arizona Priority Care Medicare Advantage $468.41 ↑ +66%
Gold Kidney Health Plan Medicare Advantage $468.41 ↑ +66%
Arizona Medical Network Commercial $513.10 ↑ +82%
Provider Network of America Commercial $549.75 ↑ +95%
Aetna Qualified Health Plan $579.13 ↑ +106%
United Healthcare Individual Exchange $596.16 ↑ +112%
Health Net Commerical Exchange Product $630.23 ↑ +124%
Health Choice Arizona, Inc. ACA Health Plan $638.75 ↑ +127%
Oscar Health Plan Commercial $702.62 ↑ +150%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Pr biopsy skin punch single lesion at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Heart Hospital Mesa $207.44 $224.24 – $702.62
Banner Desert Medical Center Mesa not published $250.73 – $267.41
Arizona General Hospital Mesa Mesa not published $48.64 – $438.61
Banner University Medical Center Phoenix Phoenix $379.69 $104.03 – $702.62
Banner University Medical Center Tucson Tucson $108.47 $170.30 – $702.62
Banner Boswell Medical Center Sun City $176.77 $204.18 – $702.62
Banner Casa Grande Medical Center Casa Grande $329.85 $156.60 – $638.75
Banner Gateway Medical Center Gilbert $225.03 $250.73 – $702.62

All Arizona hospitals for this procedure →