Inj disk cerv-thor ea lev at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$507.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,055.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$251.09 with Arizona Physicians IPA vs $1,170.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $251.09 ↓ -51%
Health Net Medicaid $251.09 ↓ -51%
Mercy Care Mercy Medicaid $251.09 ↓ -51%
Banner University Health Plan AZ Medicaid - AHCCCS $251.09 ↓ -51%
Health Choice Arizona, Inc. Medicaid $251.09 ↓ -51%
Arizona Physicians IPA Medicare Advantage $432.55 ↓ -15%
Gila River Health Care Corporation Managed Care Program $432.55 ↓ -15%
United Healthcare UHC Medicare Advantage $432.55 ↓ -15%
UPMC Health Plan Medicare Advantage $432.55 ↓ -15%
Blue Cross Blue Shield of Arizona Medicare Advantage $432.55 ↓ -15%
Banner University Health Plan Medicare Advantage $432.55 ↓ -15%
Mercy Care Mercy Care Advantage $432.55 ↓ -15%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $432.55 ↓ -15%
Aetna Medicare Advantage $432.55 ↓ -15%
Banner Health Medicare Advantage $432.55 ↓ -15%
Health Choice Arizona, Inc. Medicare Advantage $432.55 ↓ -15%
Kaiser Foundation Health Plan Medicare Advantage $432.55 ↓ -15%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $432.55 ↓ -15%
TriWest Healthcare Alliance Corp - VA CCN Tricare $432.55 ↓ -15%
Health Net Medicare $432.55 ↓ -15%
Wellpoint Medicare Advantage HMO $432.55 ↓ -15%
Care 1st Medicare Advantage $432.55 ↓ -15%
Carelon Medicare Advantage $454.18 ↓ -10%
Humana Medicare Advantage $458.50 ↓ -10%
Plotkin Health Plotkin Health $474.75 ↓ -6%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $474.75 ↓ -6%
Arizona Priority Care Medicare Advantage $475.81 ↓ -6%
Gold Kidney Health Plan Medicare Advantage $475.81 ↓ -6%
Devoted Health Services Medicare Advantage $475.81 ↓ -6%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $483.22 ↓ -5%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $515.43 ↑ +2%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $541.20 ↑ +7%
Aetna Aetna Qualified Health Plan $588.69 ↑ +16%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $615.38 ↑ +21%
Health Choice Arizona, Inc. ACA Health Plan $617.17 ↑ +22%
Health Net Commerical Exchange Product $640.17 ↑ +26%
Blue Cross Blue Shield of Arizona Commercial $644.29 ↑ +27%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $644.29 ↑ +27%
Aetna Medical Rental $678.37 ↑ +34%
United Healthcare UHC Individual Exchange $706.85 ↑ +39%
Oscar Health Plan Commercial $713.71 ↑ +41%
Quiktrip Corporation Commercial $738.50 ↑ +46%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $839.78 ↑ +65%
Provider Network of America Commercial $949.50 ↑ +87%
Arizona Medical Network Commercial $949.50 ↑ +87%
Aetna Banner Employee Plans $1,170.00 ↑ +131%
Aetna Joint Venture not published by hospital
Aetna Broad Network not published by hospital

Visitor-reported prices

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Inj disk cerv-thor ea lev at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $321.84 $179.80 – $4,018.00
Banner Desert Medical Center Mesa $318.25 $179.80 – $4,018.00
Banner Ironwood Medical Center San Tan Valley $347.01 $179.80 – $4,018.00
Banner Estrella Medical Center Phoenix $347.91 $179.80 – $4,018.00
Banner Gateway Medical Center Gilbert $275.99 $179.80 – $2,114.00
Banner Goldfield Medical Center Apache Junction $170.81 $179.80 – $4,018.00
Banner Thunderbird Medical Center Glendale $276.89 $72.99 – $4,018.00
Yavapai Regional Medical Center (East) Prescott $945.31 $148.77 – $1,210.30

All Arizona hospitals for this procedure →