Inj disk cerv-thor ea lev at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$347.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$899.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$179.80 with Aetna vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $179.80 ↓ -48%
Arizona Physicians IPA Medicaid $193.28 ↓ -44%
Health Net Medicaid $193.28 ↓ -44%
Mercy Care Mercy Medicaid $193.28 ↓ -44%
Banner University Health Plan AZ Medicaid - AHCCCS $193.28 ↓ -44%
Health Choice Arizona, Inc. Medicaid $193.28 ↓ -44%
Aetna Qualified Health Plan $228.35 ↓ -34%
Health Choice Arizona, Inc. Medicare Advantage $269.70 ↓ -22%
Hospice of the Valley Medicare $314.65 ↓ -10%
Arizona Priority Care Medicare Advantage $359.60 ↑ +3%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $404.55 ↑ +16%
Plotkin Health Plotkin Health $404.55 ↑ +16%
Health Net Medicare $449.50 ↑ +29%
Oscar Health Plan Commercial $449.50 ↑ +29%
Health Choice Arizona, Inc. ACA Health Plan $449.50 ↑ +29%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $468.22 ↑ +35%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $468.22 ↑ +35%
Aetna Medical Rental $473.77 ↑ +36%
Health Net Commerical Exchange Product $485.46 ↑ +40%
Quiktrip Corporation Commercial $485.46 ↑ +40%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $499.44 ↑ +44%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $524.40 ↑ +51%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $624.29 ↑ +79%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $624.29 ↑ +79%
Blue Cross Blue Shield of Arizona Commercial $624.29 ↑ +79%
Arizona Medical Network Commercial $629.30 ↑ +81%
Provider Network of America Commercial $674.25 ↑ +94%
Aetna Banner Employee Plans $1,170.00 ↑ +236%
United Healthcare UHC Doctor's Plan $2,114.00 ↑ +508%
United Healthcare UHC Core $2,210.00 ↑ +535%
United Healthcare Commercial $2,326.00 ↑ +569%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +1055%
Aetna Joint Venture $4,405.00 ↑ +1166%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +1183%
Aetna Designated Group $4,680.00 ↑ +1245%
Aetna Broad Network $5,506.00 ↑ +1483%

Visitor-reported prices

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Inj disk cerv-thor ea lev at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $321.84 $179.80 – $4,018.00
Arizona General Hospital Laveen Phoenix not published $148.77 – $293.63
St. Joseph’s Hospital and Medical Center Phoenix not published $148.77 – $339.77
Banner Desert Medical Center Mesa $318.25 $179.80 – $4,018.00
Banner Ironwood Medical Center San Tan Valley $347.01 $179.80 – $4,018.00
Banner Gateway Medical Center Gilbert $275.99 $179.80 – $2,114.00
Banner Goldfield Medical Center Apache Junction $170.81 $179.80 – $4,018.00
Banner Payson Medical Center Payson $507.46 $251.09 – $949.50

All Arizona hospitals for this procedure →